A more recent publication of this set of statistics is available.

Latest publication: Financial accounts 2020, 2nd quarter

Appendix table 2. Households' indebtedness ratio

Quarter Disposable income (sum of four preceding quarters), EUR million Loan debts, EUR million Of which housing company loans, EUR million Indebtedness ratio, %
2000 62 835 41 346 1 783 65.8
2001 66 183 44 706 1 590 67.5
2002 69 534 49 164 1 917 70.7
2003 73 034 55 411 2 165 75.9
2004 76 668 62 951 2 688 82.1
2005 78 430 72 183 2 988 92.0
2006 81 398 81 326 3 360 99.9
2007 86 225 90 221 3 693 104.6
2008 91 074 97 008 3 729 106.5
2009 93 810 102 192 3 881 108.9
2010 97 958 108 496 4 221 110.8
2011 101 943 114 440 4 569 112.3
2012 104 575 120 175 5 191 114.9
2013 107 133 123 335 6 634 115.1
2014 108 271 127 230 7 757 117.5
2015 110 121 131 762 9 063 119.7
2016 112 211 137 350 11 359 122.4
2017 114 155 142 051 12 923 124.4
2018 118 177 150 260 15 711 127.1
2019Q1 119 087 151 538 16 212 127.2
2019Q2 120 368 153 566 16 768 127.6
2019Q3 122 895 155 579 17 310 126.6
2019Q4 121 721 157 010 17 766 129.0

Source: Financial accounts, Statistics Finland

Inquiries: Tuomas Koivisto 029 551 3329, Niklas Elfving 029 551 3411, rahoitus.tilinpito@stat.fi

Director in charge: Jan Nokkala


Updated 27.03.2020

Referencing instructions:

Official Statistics of Finland (OSF): Financial accounts [e-publication].
ISSN=1458-8145. 4th quarter 2019, Appendix table 2. Households' indebtedness ratio . Helsinki: Statistics Finland [referred: 25.10.2020].
Access method: http://www.stat.fi/til/rtp/2019/04/rtp_2019_04_2020-03-27_tau_002_en.html