Official Statistics of Finland


Producer: Statistics Finland

Latest release:
Household-dwelling units with housing loans are EUR 97,220 in debt
25 Jan 2018
In 2016, household-dwelling units with housing loans had, on average, 220 per cent of their disposable annual income in debts. Single-supporter families had most debt compared to their income, 279 per cent, as did household-dwelling units with one adult, 256 per cent. The indebtedness ratio of two-supporter families with children was also higher than average, 237 per cent. The average size of a housing loan per household-dwelling unit with a housing loan was EUR 97,220, which was 1.2 per cent more than in 2015.

Next release:
21 Jun 2018

Description: Statistics on indebtedness describe the debts of private persons and household-dwelling units. The basic data for the statistics have been drawn from the Tax Administration�s database and combined with the data from total statistics on income distribution. The Tax Administration receives data on credits and interest by type of loan from the annual declarations of financial corporations and other credit providers. The total data on income distribution consists of register data covering the whole population. All of its data are collected from administrative registers. The register data are combined on the basis of the personal identity codes. The statistics on indebtedness are published only on the Internet. The released statistics describe the indebtedness of household-dwelling units and persons by gender, age, family type and area.
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Keywords: credit granting, credits, debts, household-dwelling units, households, housing loans, indebtedness, interest rates, loans, rate of indebtedness.
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Change: Change in the Official Statistics of Finland
30 Jan 2009

Referencing instructions:

Official Statistics of Finland (OSF): Indebtedness [e-publication].
ISSN=2489-3285. Helsinki: Statistics Finland [referred: 27.5.2018].
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