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Financial accounts 2023

Households’ indebtedness ratio made a downturn in 2023

release

According to Statistics Finland, households' financial assets amounted to EUR 389.7 billion at the end of 2023. Financial assets grew by EUR 16.0 billion during the year. Households' liabilities amounted to EUR 203.6 billion. Liabilities decreased by EUR 2.0 billion during the year.

Change

Time series revisions are made in all EU countries at five-year intervals in a jointly selected year.

Read more about the change

Key selections

  • Households' financial assets grew by EUR 16.0 billion in 2023.
  • Households' indebtedness ratio was 125.4 per cent, down by 6.8 percentage points from the year before.
  • Households' liabilities decreased by EUR 2.0 billion.

Tables

See key statistical data in the tables.

Appendix table 1. Financial assets of households, million EUR

Appendix table 2. Financial liabilities of households, million EUR

Appendix table 3. Financial assets of non-financial corporations, million EUR

Appendix table 4. Financial liabilities of non-financial corporations, million EUR

Database tables

Pick the data you need into tables, view the data as graphs, or download the data for your use.

Updated database tables
11qp
Classifications used:
  • Instrument
  • Sector
  • Debtor sector
Reference period cycle:
year
Updating frequency:
irregular
Statistics:
Updated:
11zx
Classifications used:
  • Instrument
  • Sector
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:

Future releases

Referencing instructions

Official Statistics of Finland (OSF): Financial accounts [online publication].
Reference period: 2023. ISSN=1458-8145. Helsinki: Statistics Finland [Referenced: 12.5.2026].
Access method:

Related topics

National economy

Contact information

Service email
rahoitus.tilinpito@stat.fi

Inquiries primarily

Roope Rahikka
Senior Statistician
029 551 3338

Other experts

Hanna Björklund
Senior Statistician
029 551 3296
Päivi Kankaanranta
Senior Statistician
029 551 3417

Head of Department in charge

Katri Kaaja
Head of Department in charge
029 551 3488