Credit cards: documentation of statistics

Active card accounts include all accounts that have been used at least once during the year.

Actual credit cards usually offer flexible credit for a period of at least one month and as long as several years. If a card can be used both as a charge card and as a credit card, it is classified into the group of actual credit cards.

Charge cards usually offer interest free credit of up to two months (e.g. Visa, and customer cards provided by petroleum companies). If a card can be used both as a charge card and as a credit card, it is classified into the group of actual credit cards.

Claims of the reporting credit institution in respect of overdrafts of customers who have entered into a credit card agreement.

Claims of the reporting credit institution in respect of overdrafts of customers who have entered into a credit card agreement.

The unpaid capital of actual credit card credits (extended credit card credits) and convenience credits at the end of the quarter.

Unpaid portion of the credit card debt at the end of the year. Includes unpaid interests added to the debt capital by the credit card company.

Unpaid portion of the credit card debt at the end of the year. Includes unpaid interests added to the debt capital by the credit card company.

General credit cards are usually issued by bank-owned financial companies and are accepted by nearly all retailers.

Retail credit cards are accepted at designated retail outlets. Oil company cards are typical examples of special credit cards.