Financial accounts 2024, 1st quarter
Households’ indebtedness ratio continued falling in the first quarter of 2024
releaseAccording to Statistics Finland, households' indebtedness ratio fell in the first quarter of 2024. Households’ net financial assets grew by EUR 4.1 billion from the previous quarter. Central government’s net financial assets also grew by EUR 4.1 billion from the previous quarter. Net financial assets refer to the difference between financial assets and liabilities.
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Key selections
- Households' indebtedness ratio was 125.3 per cent.
- Central government's liabilities exceeded its assets by EUR 89.3 billion.
- Net financial assets of employment pension schemes went up by EUR 6.5 billion from the previous quarter.
Figures
See key statistical data in the figures.
Shares and other equity held by employment pension schemes 2015Q1-2024Q1
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Financial assets of households 2015Q1-2024Q1
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Data revisions
See key statistical data in the tables.
Revisions to the sectors' financial assets from the first publication, EUR million
| 1st release | Revision | Latest release | ||
|---|---|---|---|---|
| S11 | 2023Q2 | 542 924 | 4 564 | 547 488 |
| 2023Q3 | 548 351 | -2 725 | 545 626 | |
| 2023Q4 | 558 028 | -4 051 | 553 977 | |
| S12 | 2023Q2 | 1 284 489 | -1 163 | 1 283 326 |
| 2023Q3 | 1 234 987 | 2 787 | 1 237 774 | |
| 2023Q4 | 1 233 530 | -266 | 1 233 264 | |
| S13 | 2023Q2 | 398 501 | -2 519 | 395 982 |
| 2023Q3 | 384 877 | -884 | 383 993 | |
| 2023Q4 | 394 883 | 3 220 | 398 103 | |
| S14 | 2023Q2 | 382 975 | -1 021 | 381 954 |
| 2023Q3 | 378 842 | -16 | 378 826 | |
| 2023Q4 | 388 170 | -120 | 388 050 | |
| S15 | 2023Q2 | 28 864 | 125 | 28 989 |
| 2023Q3 | 28 438 | -1 | 28 437 | |
| 2023Q4 | 29 799 | 43 | 29 842 | |
| S2 | 2023Q2 | 929 539 | 623 | 930 162 |
| 2023Q3 | 910 212 | -1 999 | 908 213 | |
| 2023Q4 | 892 182 | 845 | 893 027 | |
Revisions to the sectors' debts from the first publication, EUR million
| 1. release | Revision | Latest release | ||
|---|---|---|---|---|
| S11 | 2023Q2 | 862 783 | 6 692 | 869 475 |
| 2023Q3 | 857 060 | -1 855 | 855 205 | |
| 2023Q4 | 856 977 | -29 | 856 948 | |
| S12 | 2023Q2 | 1 320 112 | -1 610 | 1 318 502 |
| 2023Q3 | 1 272 524 | 962 | 1 273 486 | |
| 2023Q4 | 1 272 327 | 263 | 1 272 590 | |
| S13 | 2023Q2 | 240 239 | -3 523 | 236 716 |
| 2023Q3 | 232 300 | -1 049 | 231 251 | |
| 2023Q4 | 239 277 | 600 | 239 877 | |
| S14 | 2023Q2 | 203 334 | -1 238 | 202 096 |
| 2023Q3 | 202 565 | -1 688 | 200 877 | |
| 2023Q4 | 207 402 | -1 352 | 206 050 | |
| S15 | 2023Q2 | 5 885 | -149 | 5 736 |
| 2023Q3 | 6 063 | -149 | 5 914 | |
| 2023Q4 | 6 322 | 1 | 6 323 | |
| S2 | 2023Q2 | 934 939 | 437 | 935 376 |
| 2023Q3 | 915 195 | 941 | 916 136 | |
| 2023Q4 | 914 287 | 188 | 914 475 | |
Database tables
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Referencing instructions
Official Statistics of Finland (OSF): Financial accounts [online publication].
Reference period: 2024, 1st quarter. ISSN=1458-8145. Helsinki: Statistics Finland [Referenced: 22.10.2026].
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Related topics
TopicsNational economy
Contact information
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rahoitus.tilinpito@stat.fiInquiries primarily
Roope Rahikka
Senior Statistician
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