Households’ saving rate was positive in the last quarter of 2024

Release related to topics:National economy

release 14/03/2025 | Quarterly sector accounts 2024, 4th quarter

According to Statistics Finland, households' seasonally adjusted saving rate grew by two percentage points in October to December from the previous quarter. In October to December, the saving rate was 4.4 per cent. Disposable income grew slightly and consumption expenditure decreased somewhat, whereby households were able to save more. The decrease in households' investment rate continued in this quarter as well.

The line chart describes the seasonally adjusted development of four indicators starting from 2010.
The profit share of non-financial corporations has varied between 22 per cent and 27 per cent. In the last quarter of 2024 the profit share of non-financial corporations was 26 per cent.
The investment rate of non-financial corporations has varied between 25 per cent and 32 per cent. In the last quarter of 2024 the investment rate of non-financial corporations was 27 per cent.
Households' investment rate has varied between 9 per cent and 14 per cent. In the last quarter of 2024 the households' investment rate was 9 per cent.
Households' saving rate has varied between less than 0 per cent and over 10 per cent. In the last quarter of 2024 the households' saving rate was 5 per cent.

Key selections

The seasonally adjusted profit share of non-financial corporations grew by 0.7 percentage points and the investment rate fell by 0.5 percentage points from the previous quarter.
The seasonally adjusted value added of financial and insurance corporations fell by 3.9 per cent and their operating surplus by 7.2 per cent compared to the previous quarter.
General government total revenue grew by EUR 1.0 billion (2.6%) and total expenditure increased by EUR 1.3 billion (3.2%) compared to the quarter twelve months back.
Households' adjusted disposable income grew at current prices by 3.6 per cent and adjusted for price changes by 1.8 per cent compared to the quarter one year before.
Current priced exports of goods and services fell by 1.1 per cent and imports by 2.2 per cent compared to the quarter one year ago.

Statistics used in the release

Quarterly sector accounts

Data revisions

See key statistical data in the tables.

14/03/2025

Revisions in these Statistics

	1st release (%)	Latest release (%)	Revision (%-points)
Non-financial corporations (S11) profit share	2023Q4	28,9	23,4	-5,4
2024Q1	27,1	23,5	-3,7
2024Q2	28,1	25,4	-2,8
2024Q3	28,7	25,4	-3,2
Non-financial corporations (S11) investment rate	2023Q4	29,3	30,5	1,2
2024Q1	27,5	33,3	5,8
2024Q2	27,6	27,6	0,1
2024Q3	27,7	27,1	-0,6
Household (S14) saving rate	2023Q4	0,6	2,1	1,5
2024Q1	0,1	0,9	0,7
2024Q2	3,0	2,5	-0,5
2024Q3	4,4	2,4	-2,0
Household (S14) investment rate	2023Q4	11,6	10,2	-1,4
2024Q1	9,8	9,6	-0,2
2024Q2	9,3	9,2	-0,1
2024Q3	9,3	8,9	-0,4