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Households’ net financial assets decreased in the fourth quarter of 2024

Release related to topics:National economy
release | Financial accounts 2024, 4th quarter

According to Statistics Finland, households' indebtedness ratio fell in the fourth quarter of 2024. Households’ net financial assets fell by EUR 4.2 billion from the previous quarter. Central government’s net financial assets grew by EUR 2.2 billion from the previous quarter. Net financial assets refer to the difference between financial assets and liabilities.

Key selections

  • Households' indebtedness ratio was 121.8 per cent in the fourth quarter of 2024.
  • Central government's liabilities exceeded its assets by EUR 99.8 billion.
  • Net financial assets of employment pension schemes grew by EUR 5.5 billion from the previous quarter.

Figures

See key statistical data in the figures.

Shares and other equity held by employment pension schemes 2015Q4-2024Q4

Financial assets of households 2015Q4-2024Q4

Data revisions

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Revisions to the sectors' financial assets from the first publication, EUR million

Revisions to the sectors' debts from the first publication, EUR million

Database tables

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Updated database tables
11n9
Classifications used:
  • Sector
  • Debtor sector
  • Instrument
Reference period cycle:
quarter
Updating frequency:
quarter
Statistics:
Updated:
129g
Classifications used:
  • Sector
Reference period cycle:
quarter
Updating frequency:
quarter
Statistics:
Updated:
11qp
Classifications used:
  • Instrument
  • Sector
  • Debtor sector
Reference period cycle:
year
Updating frequency:
irregular
Statistics:
Updated:

Future releases

Documentation

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Go to documentation of the statistics

Referencing instructions

Official Statistics of Finland (OSF): Financial accounts [online publication].
Reference period: 2024, 4th quarter. ISSN=1458-8145. Helsinki: Statistics Finland [Referenced: 24.4.2025].
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Statistical experts

Inquiries primarily

Service email
rahoitus.tilinpito@stat.fi
Juuso Hietanen
Senior Statistician
029 551 3984

Other experts

Anna Mustonen
Senior Statistician
029 551 3651

Head of Department in charge

Katri Kaaja
Head of Department in charge
029 551 3488