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Published: 14 October 2015

More than one-half of persons aged 20 to 29 lived in a rented dwelling in 2014

According to Statistics Finland, 55 per cent of all persons aged 20 to 29, or 363,000, were living independently 1) in a rented dwelling in 2014. The share of those living in rented dwellings among persons aged 20 to 29 has increased by four percentage points between 2005 and 2014. The share of owner-occupiers has fallen slightly over the same period. Seventeen per cent (113,000 persons) of the age group were living with their parents. Among all persons aged 20 to 29, a total of 83 per cent were living independently, that is, 550,000 persons.

Share of persons living independently in an owner-occupied dwelling in the age group by age and by area in 2005 and 2014, %

Share of persons living independently in an owner-occupied dwelling in the age group by age and by area in 2005 and 2014, %

In Greater Helsinki, 65 per cent of those aged 20 to 29 were living independently in a rented dwelling in 2014. The share of those living in rented dwellings grew by four percentage points in the period of 2005 to 2014 and the share of those living in owner-occupied dwellings fell by four percentage points. The fall in the share of those living in owner-occupied dwellings in Greater Helsinki is explained, besides rental dwelling becoming more common, by a larger share of persons aged 20 to 29 than before living with their parents.

In Greater Helsinki, 15 per cent of persons aged 20 to 29 were living with their parents in 2014. The share has increased by two percentage points from 2005. Outside Greater Helsinki, 18 per cent of persons aged 20 to 29 were living with their parents in 2014. The share has fallen by four percentage points from 2005, but it is still higher than in Greater Helsinki.

In 2014, nearly one-third of all household-dwelling units, that is, 824,000 household-dwelling units were living in rented dwellings. A total of 1,340,000 persons belong to renting household-dwelling units. Among occupied rented dwellings, 335,000 (41%) were interest-subsidised rented dwellings and 584,000 persons lived there. A total of 1,699,000 household-dwelling units were living in dwellings or houses owned by them, including a total of 3,827,000 persons.

These statistics describe persons belonging to the household-dwelling population. Those living in institutions, homeless people and those living abroad or in dormitories do not belong to the household-dwelling population.

Number of first-time homebuyers 20,000 in 2014

In 2014, the household-dwelling population included 20,035 first-time buyers of dwellings in housing companies. The number of first-time homebuyers decreased by around 700 from 2013. The number of first-time homebuyers has fallen by 14,000 from 2006. In Greater Helsinki, that number remained nearly unchanged. In 2014, the number of first-time homebuyers in Greater Helsinki was 6,600, which was around 100 more than in 2013. The average age of a first-time homebuyer was 28.2 in 2014, having been 27.7 in 2006.

Here, a first-time homebuyer refers to a person who has bought a dwelling in a housing company and is exempt from the asset transfer tax as a first-time homebuyer. Those having bought their first home in a real estate property are not included in these figures. No information is available on first-time homebuyers before 2006.


1) A person living independently refers to a person not living with his or her parents.

Source: Dwellings and Housing Conditions, Statistics Finland

Inquiries: Topias Pyykkönen 029 551 2628, Marja Hermiö 029 551 3211, Arja Tiihonen 029 551 3272, asuminen@stat.fi

Director in charge: Jari Tarkoma

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Updated 14.10.2015

Referencing instructions:

Official Statistics of Finland (OSF): Dwellings and housing conditions [e-publication].
ISSN=1798-6761. Overview 2014. Helsinki: Statistics Finland [referred: 28.3.2024].
Access method: http://www.stat.fi/til/asas/2014/01/asas_2014_01_2015-10-14_tie_002_en.html