Change
New database tables were added to the statistics on indebtedness. Old tables were moved to the archive.
Read more about the changeIndebtedness 2021
Indebtedness ratio of indebted household-dwelling units was 175 per cent in 2021
releaseAccording to Statistics Finland, the indebtedness ratio of indebted household-dwelling units was 175 per cent at the end of 2021. The indebtedness ratio of household-dwelling units with housing loans was 225 per cent. Household-dwelling units with loans charged on business activities or a source of income had 265 per cent debt relative to their income. The indebtedness ratio of household-dwelling units with other debts was 174 per cent.
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Key selections
- For all household-dwelling units, debts amounted to 113 per cent relative to disposable monetary income in 2021.
- Household-dwelling units with loans charged on business activities or a source of income had the highest amount of debt relative to their disposable monetary income. The indebtedness ratio of these household-dwelling units was 265 per cent.
- The indebtedness ratio of indebted household-dwelling units was 175 per cent.
- The indebtedness ratio of household-dwelling units with housing loans was 225 per cent.
- Among the regions, the indebtedness ratios were highest in Åland and Uusimaa and lowest in Kainuu and Kymenlaakso.
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Referencing instructions
Indebtedness [online publication].
Reference period: 2021. ISSN=2489-3285. Helsinki: Statistics Finland [Referenced: 12.9.2026].
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Further information about the statistics
IndebtednessDocumentation of the statisticsRelated topics
Contact information
Service email
toimeentulo.tilastokeskus@stat.fiInquiries primarily
Ossi Kohvakka
Senior Statistician
029 551 3534
Head of Department in charge
Hannele Orjala
Head of Department in charge
029 551 3582