Households’ financial assets grew in 2021

Release related to topics:National economy
release | Financial accounts 2021

According to Statistics Finland, households' financial assets amounted to EUR 387.7 billion. Financial assets increased by EUR 33.7 billion during the year. Households’ liabilities also grew, in total by EUR eight billion, so households’ level of liabilities rose to EUR 201.1 billion.

Key selections

  • Households' financial assets grew by EUR 33.7 billion.
  • Households' indebtedness ratio rose by 1.5 percentage points.
  • Households’ net financial assets grew by EUR 25.7 billion during the year.

Households' financial assets

Households’ assets amounted to EUR 387.7 billion at the end of 2021. Of them, EUR 121.6 billion were cash and deposits, EUR 96.6 billion unquoted shares and equity, EUR 64.9 billion insurance and pension technical reserves, EUR 55.2 billion quoted shares, and EUR 40.3 billion mutual fund shares. The value of other financial assets held by households was EUR 9.1 billion. Households’ shares in housing corporations are not included in households’ financial assets in the financial accounts but they are part of other assets or non-financial assets.

Tables

See key statistical data in the tables.

Financial assets of households, million EUR

Financial liabilities of households, million EUR

Financial assets of non-financial corporations, million EUR

Financial liabilities of non-financial corporations, million EUR

Financial assets of households, million EUR

Financial liabilities of households, million EUR

Financial assets of non-financial corporations, million EUR

Financial liabilities of non-financial corporations, million EUR

Database tables

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Updated database tables
Classifications used:
  • Instrument
  • Sector
  • Debtor sector
Reference period cycle:
year
Updating frequency:
irregular
Updated:
Classifications used:
  • Instrument
  • Sector
Reference period cycle:
year
Updating frequency:
year
Updated:

Future releases

Documentation

Description of the production, used methods and quality of the statistics.

Go to documentation of the statistics

Referencing instructions

Official Statistics of Finland (OSF): Financial accounts [online publication].
Reference period: 2021. ISSN=1458-8145. Helsinki: Statistics Finland [Referenced: 2.7.2025].
Access method:

Statistical experts

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029 551 2324

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Roope Rahikka
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