Topics
Work, wages and livelihoodPopulation and societyHousing and construction

Average debt of indebted household-dwelling units was EUR 92,700 in 2022

release | Indebtedness 2022

Correction

The data of the statistics on indebtedness for 2022 released on 22 June are erroneous and they should not be used.
Read more about the correction

Correction

Figures of the statistics on indebtedness for 2022 were corrected 1.12.2023.
Read more about the correction

Change

New database tables are published and old database tables are archived in the statistics on indebtedness
Read more about the change

Change

The release of database table 13y6 was delayed today for technical reasons. The table was released 8.30.
Read more about the change

Statistics Finland’s statistics on indebtedness show that the average debt per indebted household-dwelling unit was EUR 92,700 in 2022. The average housing loans of household-dwelling units with housing loans amounted to EUR 110,000. The growth in average debts and housing loans halted in 2022.


Key selections

  • At the end of 2022, household-dwelling units' debts amounted to EUR 137 billion, most of which (70%) were housing loans.
  • The number of indebted household-dwelling units was 1.47 million, which was 52 per cent of all household-dwelling units.
  • The growth in the amount of debt halted both in real and nominal euro terms.


Change

New database tables are published and old database tables are archived in the statistics on indebtedness
Read more about the change

Change

The release of database table 13y6 was delayed today for technical reasons. The table was released 8.30.
Read more about the change

Database tables

Pick the data you need into tables, view the data as graphs, or download the data for your use.

New database tables
Classifications used:
  • Type of debt
  • Structure of Household-dwelling unit
  • Region
  • Household-dwelling units
Period:
annual
Statistics:
Updated:
Classifications used:
  • Major region
  • Type of debt
  • Household-dwelling units
  • Structure of Household-dwelling unit
Period:
annual
Statistics:
Updated:
Classifications used:
  • Municipality
  • Household-dwelling units
  • Type of debt
Period:
annual
Statistics:
Updated:
Classifications used:
  • Major region
  • Type of debt
  • Household-dwelling units
  • Number of children
Period:
annual
Statistics:
Updated:
Classifications used:
  • Structure of Household-dwelling unit
  • Debt class
  • Household-dwelling units
  • Type of debt
Period:
annual
Statistics:
Updated:
Classifications used:
  • Major region
  • Debt class
  • Household-dwelling units
  • Type of debt
Period:
annual
Statistics:
Updated:
Classifications used:
  • Interest class
  • Type of debt
  • Debt class
  • Household-dwelling units
Period:
annual
Statistics:
Updated:
Classifications used:
  • Sex
  • Type of debt
  • Age-class
  • Persons
Period:
annual
Statistics:
Updated:
Classifications used:
  • Value of money
  • Region
  • Type of debt
  • Structure of Household-dwelling unit
Period:
annual
Statistics:
Updated:
Removed database tables

Future releases

Background information

Documentation
Referencing instructions

Statistical experts

Inquiries primarily
Marie Reijo
Senior Researcher
029 551 2547
Head of Department in charge