Average debt of indebted household-dwelling units was EUR 92,700 in 2022
release | Indebtedness 2022Correction
The data of the statistics on indebtedness for 2022 released on 22 June are erroneous and they should not be used.
Read more about the correctionCorrection
Figures of the statistics on indebtedness for 2022 were corrected 1.12.2023.
Read more about the correctionChange
New database tables are published and old database tables are archived in the statistics on indebtedness
Read more about the changeChange
The release of database table 13y6 was delayed today for technical reasons. The table was released 8.30.
Read more about the changeStatistics Finland’s statistics on indebtedness show that the average debt per indebted household-dwelling unit was EUR 92,700 in 2022. The average housing loans of household-dwelling units with housing loans amounted to EUR 110,000. The growth in average debts and housing loans halted in 2022.
Key selections
- At the end of 2022, household-dwelling units' debts amounted to EUR 137 billion, most of which (70%) were housing loans.
- The number of indebted household-dwelling units was 1.47 million, which was 52 per cent of all household-dwelling units.
- The growth in the amount of debt halted both in real and nominal euro terms.
Database tables
Pick the data you need into tables, view the data as graphs, or download the data for your use.
New database tables
13xy
Classifications used:
- Region
- Type of debt
- Structure of Household-dwelling unit
- Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
Classifications used:
- Structure of Household-dwelling unit
- Major region
- Type of debt
- Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
Classifications used:
- Municipality
- Type of debt
- Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
Classifications used:
- Major region
- Number of children
- Type of debt
- Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
Classifications used:
- Debt class
- Type of debt
- Household-dwelling units
- Structure of Household-dwelling unit
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
Classifications used:
- Major region
- Debt class
- Type of debt
- Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13y6
Classifications used:
- Interest class
- Debt class
- Type of debt
- Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
Classifications used:
- Age-class
- Sex
- Type of debt
- Persons
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
Classifications used:
- Region
- Type of debt
- Structure of Household-dwelling unit
- Value of money
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
Removed database tables
Future releases
Content is being loaded
Documentation
Description of the production, used methods and quality of the statistics.
Go to documentation of the statisticsReferencing instructions
Official Statistics of Finland (OSF): Indebtedness [online publication].
Reference period: 2022. ISSN=2489-3285. Helsinki: Statistics Finland [Referenced: 16.11.2024].
Access method:
Statistical experts
Inquiries primarily
Service email
toimeentulo.tilastokeskus@stat.fiMarie Reijo
Senior Researcher
029 551 2547
Head of Department in charge
Hannele Orjala
Head of Department in charge
029 551 3582