Indebtedness 2022
Indebtedness ratio of indebted household-dwelling units was 173 per cent in 2022
releaseAccording to Statistics Finland, the indebtedness ratio of indebted household-dwelling units was 173 per cent at the end of 2022. The indebtedness ratio of household-dwelling units with housing loans was 223 per cent. Household-dwelling units with loans charged on business activities or a source of income had 262 per cent debt relative to their income. The indebtedness ratio of household-dwelling units with other debts was 171 per cent.
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- For all household-dwelling units, debts amounted to 110 per cent relative to disposable monetary income in 2022. The indebtedness ratio decreased slightly from the previous year.
- The indebtedness ratio of indebted household-dwelling units was 173 per cent.
- The indebtedness ratio of household-dwelling units with housing loans was 223 per cent.
- Household-dwelling units with loans charged on business activities or a source of income had the highest amount of debt relative to their disposable monetary income. The indebtedness ratio of these household-dwelling units was 262 per cent.
- Among the regions, the indebtedness ratios were highest in Åland and Uusimaa and lowest in Kainuu and Kymenlaakso.
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Indebtedness [online publication].
Reference period: 2022. ISSN=2489-3285. Helsinki: Statistics Finland [Referenced: 12.6.2026].
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toimeentulo.tilastokeskus@stat.fiInquiries primarily
Markku Nieminen
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Hannele Orjala
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029 551 3582