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Indebtedness ratio of indebted household-dwelling units was 167 per cent in 2023

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release | Indebtedness 2023

According to Statistics Finland, the indebtedness ratio of indebted household-dwelling units was 167 per cent at the end of 2023. The indebtedness ratio of household-dwelling units with housing loans was 219 per cent. Household-dwelling units with loans charged on business activities or a source of income had 255 per cent debt relative to their income. The indebtedness ratio of household-dwelling units with other debts was 165 per cent.

Key selections

  • For all household-dwelling units, debts amounted to 105 per cent relative to disposable monetary income in 2023. The indebtedness ratio decreased slightly from the previous year.
  • The indebtedness ratio of indebted household-dwelling units was 167 per cent.
  • The indebtedness ratio of household-dwelling units with housing loans was 219 per cent.
  • Household-dwelling units with loans charged on business activities or a source of income had the highest amount of debt relative to their disposable monetary income. The indebtedness ratio of these household-dwelling units was 255 per cent.
  • Among the regions, the indebtedness ratios were highest in Åland and Uusimaa and lowest in Kainuu and Kymenlaakso.

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    Updated database tables
    13gz
    Classifications used:
    • Decile
    • Household-dwelling units
    • Major region
    Reference period cycle:
    year
    Updating frequency:
    year
    Statistics:
    Updated:
    13hh
    Classifications used:
    • Age of reference person
    • Type of debt
    • Structure of Household-dwelling unit
    • Household-dwelling units
    Reference period cycle:
    year
    Updating frequency:
    year
    Statistics:
    Updated:
    13iy
    Classifications used:
    • Major region
    • Age of reference person
    • Type of debt
    • Household-dwelling units
    Reference period cycle:
    year
    Updating frequency:
    year
    Statistics:
    Updated:
    13ks
    Classifications used:
    • Structure of Household-dwelling unit
    • Household-dwelling units
    • Rate of indebtedness
    Reference period cycle:
    year
    Updating frequency:
    year
    Statistics:
    Updated:
    13kt
    Classifications used:
    • Region
    • Age of reference person
    • Household-dwelling units
    Reference period cycle:
    year
    Updating frequency:
    year
    Statistics:
    Updated:
    13kw
    Classifications used:
    • Municipality
    • Household-dwelling units
    Reference period cycle:
    year
    Updating frequency:
    year
    Statistics:
    Updated:
    13ug
    Classifications used:
    • Region
    • Age of reference person
    • Type of debt
    • Household-dwelling units
    Reference period cycle:
    year
    Updating frequency:
    irregular
    Statistics:
    Updated:

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    Referencing instructions

    Indebtedness [online publication].
    Reference period: 2023. ISSN=2489-3285. Helsinki: Statistics Finland [Referenced: 18.12.2024].
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