Correction
Figures of the statistics on indebtedness for 2022 were corrected 1.12.2023.
Read more about the correctionIndebtedness 2022
Average debt of indebted household-dwelling units was EUR 94,400 in 2022
releaseAccording to Statistics Finland, the average debt per indebted household-dwelling unit was EUR 94,400 in 2022. The average housing loans of household-dwelling units with housing loans amounted to EUR 113,800. The growth in average debts and housing loans continued in nominal euros, but folded in real euros.
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Key selections
- At the end of 2022, household-dwelling units' debts amounted to EUR 139 billion, most of which (70%) were housing loans.
- The number of indebted household-dwelling units was 1.47 million, which was 52 per cent of all household-dwelling units.
- The growth in the amount of debt continued in nominal euros, but folded in real euros.
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Future releases
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Referencing instructions
Official Statistics of Finland (OSF): Indebtedness [online publication].
Reference period: 2022. ISSN=2489-3285. Helsinki: Statistics Finland [Referenced: 22.6.2026].
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Further information about the statistics
IndebtednessDocumentation of the statisticsRelated topics
Contact information
Service email
toimeentulo.tilastokeskus@stat.fiInquiries primarily
Tara Junes
Senior Statistician
029 551 3322
Head of Department in charge
Hannele Orjala
Head of Department in charge
029 551 3582