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Households’ indebtedness ratio continued to decline in 2024

Release related to topics:National economy
release | Financial accounts 2024

According to Statistics Finland, households' financial assets amounted to EUR 410.6 billion at the end of 2024. Financial assets grew by EUR 21.5 billion during the year. Households' liabilities amounted to EUR 204.6 billion. Liabilities decreased by EUR 1.2 billion during the year.

Key selections

  • Households' financial assets grew by EUR 21.5 billion in 2024.
  • Households' indebtedness ratio was 122.7 per cent, down by 4.1 percentage points from the year before.
  • Households' liabilities decreased by EUR 1.2 billion.

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Updated database tables
11qp
Classifications used:
  • Instrument
  • Sector
  • Debtor sector
Reference period cycle:
year
Updating frequency:
irregular
Statistics:
Updated:
11zx
Classifications used:
  • Instrument
  • Sector
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:

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Documentation

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Referencing instructions

Official Statistics of Finland (OSF): Financial accounts [online publication].
Reference period: 2024. ISSN=1458-8145. Helsinki: Statistics Finland [Referenced: 26.10.2025].
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rahoitus.tilinpito@stat.fi
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