Financial accounts 2026, 1st quarter
Households’ net financial assets increased in the first quarter of 2026
releaseAccording to Statistics Finland, households' indebtedness ratio fell in the first quarter of 2026. Households’ net financial assets grew by EUR 0.7 billion from the previous quarter. Central government’s net financial assets grew by EUR 3.6 billion from the previous quarter. Net financial assets refer to the difference between financial assets and liabilities.
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Key selections
- Households' indebtedness ratio was 118.4 per cent in the first quarter of 2026.
- Central government's liabilities exceeded its assets by EUR 101.1 billion.
- Net financial assets of employment pension schemes fell by EUR 1.5 billion from the previous quarter.
Figures
See key statistical data in the figures.
Shares and other equity held by employment pension schemes 2017Q1-2026Q1
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Financial assets of households 2017Q1-2026Q1
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Data revisions
See key statistical data in the tables.
Revisions to the sectors' financial assets from the first publication, EUR million
| Latest release | 1st release | Revision | ||
|---|---|---|---|---|
| S11 Non-financial corporations | 2025Q2 | 556100 | 549335 | 6765 |
| 2025Q3 | 555959 | 550269 | 5690 | |
| 2025Q4 | 560908 | 556013 | 4895 | |
| S12 Financial and insurance corporations | 2025Q2 | 1256439 | 1251200 | 5239 |
| 2025Q3 | 1189332 | 1187366 | 1966 | |
| 2025Q4 | 1193593 | 1192642 | 951 | |
| S13 General government | 2025Q2 | 427904 | 427828 | 76 |
| 2025Q3 | 422724 | 423097 | -373 | |
| 2025Q4 | 439534 | 439624 | -90 | |
| S14 Households | 2025Q2 | 420905 | 423533 | -2628 |
| 2025Q3 | 428464 | 425529 | 2935 | |
| 2025Q4 | 436364 | 433340 | 3024 | |
| S15 Non-profit institutions serving households | 2025Q2 | 31355 | 31271 | 84 |
| 2025Q3 | 32167 | 32076 | 91 | |
| 2025Q4 | 33387 | 33193 | 194 | |
| S2 Rest of the world | 2025Q2 | 931282 | 933096 | -1814 |
| 2025Q3 | 903354 | 902846 | 508 | |
| 2025Q4 | 932147 | 930629 | 1518 | |
Revisions to the sectors' debts from the first publication, EUR million
| Latest release | 1st release | Revision | ||
|---|---|---|---|---|
| S11 Non-financial corporations | 2025Q2 | 854016 | 856418 | -2402 |
| 2025Q3 | 859373 | 857255 | 2118 | |
| 2025Q4 | 887195 | 885145 | 2050 | |
| S12 Financial and insurance corporations | 2025Q2 | 1290581 | 1290616 | -35 |
| 2025Q3 | 1227801 | 1228706 | -905 | |
| 2025Q4 | 1240879 | 1240582 | 297 | |
| S13 General government | 2025Q2 | 270185 | 270241 | -56 |
| 2025Q3 | 261332 | 259928 | 1404 | |
| 2025Q4 | 267861 | 267009 | 852 | |
| S14 Households | 2025Q2 | 213985 | 204296 | 9689 |
| 2025Q3 | 212827 | 204486 | 8341 | |
| 2025Q4 | 213075 | 204030 | 9045 | |
| S15 Non-profit institutions serving households | 2025Q2 | 3745 | 3693 | 52 |
| 2025Q3 | 3676 | 3708 | -32 | |
| 2025Q4 | 3643 | 3938 | -295 | |
| S2 Rest of the world | 2025Q2 | 991473 | 990999 | 474 |
| 2025Q3 | 966991 | 967100 | -109 | |
| 2025Q4 | 983280 | 984737 | -1457 | |
Database tables
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Referencing instructions
Official Statistics of Finland (OSF): Financial accounts [online publication].
Reference period: 2026, 1st quarter. ISSN=1458-8145. Helsinki: Statistics Finland [Referenced: 20.10.2026].
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Related topics
TopicsNational economy
Contact information
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rahoitus.tilinpito@stat.fiInquiries primarily
Juuso Hietanen
Senior Statistician
029 551 3984
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Senior Statistician
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