Financial accounts 2025
Households’ indebtedness ratio continued to decline in 2025
releaseAccording to Statistics Finland, households' financial assets amounted to EUR 436.9 billion at the end of 2025. Financial assets grew by EUR 35.0 billion during the year. Households' liabilities amounted to EUR 212.5 billion. Liabilities decreased by EUR 0.9 billion during the year.
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- Households' financial assets grew by EUR 35.0 billion in 2025.
- Households' indebtedness ratio was 119.3 per cent, down by 2.0 percentage points from the year before.
- Households' liabilities decreased by EUR 0.9 billion.
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Official Statistics of Finland (OSF): Financial accounts [online publication].
Reference period: 2025. ISSN=1458-8145. Helsinki: Statistics Finland [Referenced: 20.10.2026].
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TopicsNational economy
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