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Quarterly sector accounts 2025, December

Households’ saving rate was positive in the fourth quarter of 2025

release

According to Statistics Finland, households’ seasonally adjusted saving rate decreased slightly in October to December from the previous quarter. In the last quarter, the saving rate was 3.3 per cent. Disposable income remained in practice unchanged and consumption expenditure increased somewhat, whereby households were able to save slightly less. Households' investment rate remained in practice on level with the previous quarter.

The chart shows households’ and companies’ investment, profit, and saving rates in Finland from 2010 to 2025.

Key selections

  • The seasonally adjusted profit share of non-financial corporations rose from the previous quarter from 25.0 per cent to 27.4 per cent. The investment rate remained almost unchanged.
  • Seasonally adjusted value added of financial and insurance corporations grew by 2.7 per cent and their operating surplus went up by 3.9 per cent compared to the previous quarter.
  • General government total revenue grew by EUR 0.8 billion (2.1 %) and total expenditure increased by EUR 0.3 billion (0.6 %) compared to the quarter twelve months back.
  • Households' adjusted disposable income remained unchanged at current prices and adjusted for price changes it decreased by 1.4 per cent compared to the quarter of the year before.
  • Exports of goods and services at current prices increased by 2.8 per cent and imports by 2.2 per cent from the quarter one year ago.

Data revisions

See key statistical data in the tables.

Revisions in these Statistics

Database tables

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Updated database tables
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Future releases

Referencing instructions

Quarterly sector accounts [online publication].
Reference period: 2025, 4th quarter. ISSN=2243-4992. Helsinki: Statistics Finland [Referenced: 24.4.2026].
Access method:

Related topics

National economy

Contact information

Service email
kansantalous.suhdanteet@stat.fi

Inquiries primarily

Natael Kivari
Senior Statistician
029 551 3361
External link Twitter@KivariNata

Other experts

Kristian Karvonen
Senior Statistician
029 551 3790

Head of Department in charge

Katri Kaaja
Head of Department in charge
029 551 3488