Appendix table 1. Consumers' views and intentions
| Average 10/1995- | Max. 10/1995- | Min. 10/1995- | 11/2015 | 10/2016 | 11/2016 | Outlook | |
| A1 Consumer confidence indicator, CCI = (B2+B4+B7+D2)/4 | 11.7 | 22.9 | -6.5 | 4.7 | 15.8 | 17.6 | ++ |
| A2 Old CCI = (B1+B2+B3+B4+C1)/5 | 6.0 | 19.4 | -15.0 | -2.0 | 9.4 | 9.9 | + |
| A3 Micro indicator = (B2+D1+D2)/3 | 25.4 | 33.4 | 9.5 | 27.4 | 29.0 | 29.7 | + |
| A4 Macro indicator = (B4+B7)/2 | -0.4 | 22.8 | -39.1 | -16.2 | 4.7 | 7.2 | + |
| B1 Own economy now (balance) | 3.8 | 9.8 | -4.0 | -1.8 | 4.5 | 2.4 | - |
| - Better (%) | 23.3 | 30.6 | 16.4 | 17.5 | 24.9 | 20.9 | |
| - Worse (%) | 16.4 | 22.7 | 11.4 | 20.2 | 17.5 | 16.9 | |
| B2 Own economy in 12 months' time (balance) | 8.3 | 14.1 | 2.3 | 5.7 | 8.0 | 7.4 | - |
| - Better (%) | 25.7 | 33.4 | 18.2 | 22.6 | 26.1 | 25.7 | |
| - Worse (%) | 11.4 | 17.7 | 6.6 | 13.1 | 12.8 | 12.6 | |
| B3 Finland's economy now (balance) | -3.4 | 29.5 | -60.9 | -27.2 | 0.5 | 2.6 | + |
| - Better (%) | 25.7 | 62.1 | 2.0 | 8.6 | 29.0 | 29.8 | |
| - Worse (%) | 29.0 | 88.5 | 4.2 | 52.5 | 25.5 | 21.4 | |
| B4 Finland's economy in 12 months' time (balance) | 3.2 | 25.3 | -27.1 | -1.9 | 11.4 | 12.0 | + |
| - Better (%) | 31.1 | 57.3 | 11.6 | 30.4 | 40.8 | 41.9 | |
| - Worse (%) | 23.0 | 57.3 | 6.0 | 29.1 | 16.8 | 15.8 | |
| B5 Inflation now (per cent) | 2.2 | 5.8 | -2.0 | 0.5 | 0.8 | 0.9 | |
| B6 Inflation in 12 months' time (per cent) | 2.2 | 4.6 | 0.6 | 1.3 | 1.5 | 1.6 | |
| B7 Unemployment in Finland in 12 months' time (balance) | -4.1 | 27.6 | -51.1 | -30.5 | -2.0 | 2.4 | + |
| - Less (%) | 29.7 | 60.8 | 6.4 | 11.1 | 29.5 | 33.8 | |
| - More (%) | 35.0 | 83.3 | 6.9 | 63.2 | 31.9 | 27.5 | |
| B8 Own threat of unemployment now (balance) | -1.5 | 7.6 | -18.8 | -5.9 | -3.2 | -0.5 | = |
| - Decreased (%) | 12.8 | 20.0 | 5.3 | 11.1 | 12.9 | 15.3 | |
| - Increased (%) | 17.3 | 31.9 | 7.9 | 20.9 | 18.2 | 17.7 | |
| C1 Favourability of time for purchasing durables (balance) | 18.3 | 41.8 | -14.2 | 15.0 | 22.4 | 25.2 | + |
| - Favourable time (%) | 44.6 | 62.4 | 29.6 | 44.2 | 46.8 | 46.6 | |
| - Unfavourable time (%) | 26.3 | 45.7 | 17.7 | 29.2 | 24.4 | 21.4 | |
| C2 Favourability of time for saving (balance) | 10.4 | 36.8 | -19.6 | 8.0 | 8.3 | 3.5 | - |
| - Good time (%) | 57.8 | 80.7 | 33.4 | 55.5 | 56.8 | 51.4 | |
| - Bad time (%) | 36.7 | 58.5 | 15.5 | 40.8 | 38.8 | 43.7 | |
| C3 Favourability of time for raising a loan (balance) | 17.4 | 42.0 | -47.1 | 19.6 | 31.3 | 30.8 | + |
| - Good time (%) | 62.0 | 78.2 | 13.3 | 62.3 | 72.7 | 71.4 | |
| - Bad time (%) | 31.0 | 83.4 | 12.1 | 31.2 | 22.3 | 22.9 | |
| D1 Household's financial situation now (balance) | 28.5 | 35.1 | 14.7 | 30.9 | 33.3 | 32.9 | + |
| - Can save (%) | 59.7 | 70.0 | 38.6 | 64.6 | 67.6 | 65.5 | |
| - Uses savings or gets into debt (%) | 6.8 | 10.1 | 4.5 | 8.7 | 7.0 | 5.7 | |
| D2 Household's saving possibilities in the next 12 months (balance) | 39.4 | 52.2 | 10.9 | 45.4 | 45.6 | 48.7 | + |
| - Can save (%) | 74.0 | 82.3 | 56.6 | 78.2 | 77.9 | 80.0 | |
| - Cannot save (%) | 24.2 | 40.3 | 16.5 | 21.0 | 20.3 | 19.0 | |
| D5 Household's intentions to raise a loan in the next 12 months (% of households) | 13.2 | 17.8 | 9.1 | 11.4 | 13.6 | 12.5 | - |
| - Yes, certainly (%) | 5.6 | 8.5 | 3.1 | 4.0 | 5.7 | 4.8 | |
| - Possibly (%) | 7.6 | 11.4 | 5.0 | 7.4 | 7.9 | 7.7 | |
| E1 Spending on durables, next 12 months vs last 12 months (balance) | -8.9 | -2.4 | -18.2 | -11.4 | -9.7 | -9.6 | = |
| - More (%) | 21.4 | 30.8 | 13.9 | 17.2 | 19.1 | 19.4 | |
| - Less (%) | 32.8 | 40.4 | 26.5 | 32.5 | 31.9 | 31.8 | |
| E2 Intentions to buy a car in the next 12 months (% of households) | 16.8 | 21.7 | 12.7 | 15.4 | 15.7 | 16.7 | = |
| - Very likely (%) | 8.5 | 12.1 | 5.1 | 6.5 | 7.9 | 7.8 | |
| - Fairly likely (%) | 8.2 | 10.4 | 5.3 | 9.0 | 7.8 | 8.9 | |
| E4 Intentions to buy a dwelling in the next 12 months (% of households) | 7.0 | 11.3 | 4.1 | 6.9 | 7.2 | 7.7 | + |
| - Yes, certainly (%) | 3.0 | 5.2 | 1.3 | 2.3 | 2.8 | 2.7 | |
| - Possibly (%) | 4.0 | 6.2 | 2.2 | 4.6 | 4.4 | 5.1 | |
| E5 Intentions to spend money on basic repairs of dwelling in the next 12 months (% of households) | 18.8 | 27.0 | 9.8 | 18.5 | 17.6 | 20.3 | + |
| - Very likely (%) | 12.5 | 19.0 | 5.0 | 12.2 | 11.4 | 14.2 | |
| - Fairly likely (%) | 6.4 | 9.1 | 3.2 | 6.3 | 6.2 | 6.1 |
Source: Consumer Survey 2016, November. Statistics Finland
Inquiries: Pertti Kangassalo 029 551 3598, consumer.survey@stat.fi
Director in charge: Jari Tarkoma
Updated 28.11.2016
Official Statistics of Finland (OSF):
Consumer Confidence [e-publication].
ISSN=2669-8889. November 2016,
Appendix table 1. Consumers' views and intentions
. Helsinki: Statistics Finland [referred: 16.11.2024].
Access method: http://www.stat.fi/til/kbar/2016/11/kbar_2016_11_2016-11-28_tau_001_en.html