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Appendix table 1. Consumers' views and intentions

	Average 10/1995-	Max. 10/1995-	Min. 10/1995-	09/2017	08/2018	09/2018	Outlook 1)
A1 Consumer confidence indicator, CCI = (B2+B4+B7+D2)/4	12.6	25.8	-6.5	23.7	21.5	20.2	++
A2 Old CCI = (B1+B2+B3+B4+C1)/5	6.9	20.6	-15.0	16.6	16.0	14.1	+
A3 Micro indicator = (B2+D1+D2)/3	25.8	33.4	9.5	31.3	32.0	30.6	+
A4 Macro indicator = (B4+B7)/2	0.9	22.8	-39.1	17.5	12.8	11.3	+
B1 Own economy now (balance)	3.9	9.8	-4.0	4.4	7.8	6.4	+
- Better (%)	23.4	30.6	16.4	25.6	27.9	27.3
- Worse (%)	16.4	22.7	11.4	16.6	14.8	15.8
B2 Own economy in 12 months' time (balance)	8.4	14.1	2.3	9.5	10.2	10.1	+
- Better (%)	25.9	33.4	18.2	27.0	29.1	27.3
- Worse (%)	11.3	17.7	6.6	10.9	10.9	11.2
B3 Finland's economy now (balance)	-1.2	29.5	-60.9	26.2	23.3	20.7	++
- Better (%)	28.0	62.1	2.0	58.8	50.9	48.7
- Worse (%)	27.5	88.5	4.2	9.7	7.5	9.9
B4 Finland's economy in 12 months' time (balance)	4.4	25.3	-27.1	18.6	10.4	8.0	+
- Better (%)	32.2	57.3	11.6	46.2	34.2	32.0
- Worse (%)	22.0	57.3	6.0	9.2	13.8	16.1
B5 Inflation now (per cent)	2.2	5.8	-2.0	1.1	1.7	1.6
B6 Inflation in 12 months' time (per cent)	2.1	4.6	0.6	1.7	2.0	2.0
B7 Unemployment in Finland in 12 months' time (balance)	-2.5	27.6	-51.1	16.3	15.2	14.5	+
- Less (%)	31.1	60.8	6.4	47.9	45.3	45.1
- More (%)	33.4	83.3	6.9	15.7	15.1	15.8
B8 Own threat of unemployment now (balance)	-0.7	9.8	-18.8	5.8	5.6	8.1	++
- Decreased (%)	13.4	20.4	5.3	16.6	16.8	19.9
- Increased (%)	16.7	31.9	7.9	11.3	11.3	9.8
C1 Favourability of time for purchasing durables (balance)	18.8	41.8	-14.2	24.1	28.0	25.5	+
- Favourable time (%)	44.6	62.4	29.6	44.5	43.9	44.3
- Unfavourable time (%)	25.8	45.7	15.2	20.4	15.9	18.8
C2 Favourability of time for saving (balance)	11.2	36.8	-19.6	17.5	29.2	28.9	++
- Good time (%)	58.4	80.7	33.4	62.5	71.3	71.3
- Bad time (%)	36.1	58.5	15.5	31.6	21.4	23.4
C3 Favourability of time for raising a loan (balance)	18.6	42.0	-47.1	31.0	29.5	27.8	+
- Good time (%)	62.8	78.2	13.3	72.1	69.8	69.8
- Bad time (%)	30.1	83.4	12.1	20.3	19.6	22.6
D1 Household's financial situation now (balance)	28.9	37.0	14.7	34.1	35.6	33.6	+
- Can save (%)	60.3	70.4	38.6	68.3	69.9	68.2
- Uses savings or gets into debt (%)	6.8	10.1	4.5	7.3	6.7	7.4
D2 Household's saving possibilities in the next 12 months (balance)	40.1	52.2	10.9	50.4	50.2	48.2	+
- Can save (%)	74.4	82.3	56.6	80.8	79.2	79.1
- Cannot save (%)	23.8	40.3	16.5	17.5	18.1	19.4
D5 Household's intentions to raise a loan in the next 12 months (% of households)	13.1	17.8	9.1	14.6	12.7	14.0	+
- Yes, certainly (%)	5.6	8.5	3.1	6.7	6.0	6.2
- Possibly (%)	7.5	11.4	5.0	7.9	6.7	7.7
E1 Spending on durables, next 12 months vs last 12 months (balance)	-8.9	-2.4	-18.2	-7.5	-8.0	-6.3	+
- More (%)	21.3	30.8	13.9	19.3	20.2	20.4
- Less (%)	32.6	40.4	25.6	28.3	29.4	28.0
E2 Intentions to buy a car in the next 12 months (% of households)	16.8	21.7	12.7	17.1	16.7	17.7	+
- Very likely (%)	8.5	12.1	5.1	8.9	7.8	8.1
- Fairly likely (%)	8.2	10.4	5.3	8.3	8.9	9.6
E4 Intentions to buy a dwelling in the next 12 months (% of households)	7.0	11.3	4.1	7.0	7.7	6.2	-
- Yes, certainly (%)	3.0	5.2	1.3	2.4	2.8	2.2
- Possibly (%)	4.0	6.2	2.2	4.5	5.0	4.0
E5 Intentions to spend money on basic repairs of dwelling in the next 12 months (% of households)	18.8	27.0	9.8	18.9	18.4	17.8	-
- Very likely (%)	12.4	19.0	5.0	12.0	9.7	10.1
- Fairly likely (%)	6.4	9.1	3.2	6.9	8.7	7.8

1) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation

Source: Consumer Survey 2018, September. Statistics Finland

Inquiries: Tuomas Parikka 029 551 3276, Pertti Kangassalo 029 551 3598, consumer.survey@stat.fi

Director in charge: Jari Tarkoma

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Updated 27.9.2018