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Appendix table 1. Consumers' views and intentions

	Average 10/1995-	Max. 10/1995-	Min. 10/1995-	02/2018	01/2019	02/2019	Outlook 1)
A1 Consumer confidence indicator, CCI = (B2+B4+B7+D2)/4	12.7	25.8	-6.5	25.8	17.2	15.5	+
A2 Old CCI = (B1+B2+B3+B4+C1)/5	6.9	20.6	-15.0	19.6	10.4	7.7	=
A3 Micro indicator = (B2+D1+D2)/3	25.9	34.0	9.5	31.0	34.0	32.7	++
A4 Macro indicator = (B4+B7)/2	1.0	22.8	-39.1	21.4	1.8	0.7	=
B1 Own economy now (balance)	4.0	9.8	-4.0	7.1	6.9	7.5	++
- Better (%)	23.5	30.6	16.4	26.8	26.1	27.0
- Worse (%)	16.4	22.7	11.4	15.0	14.3	14.8
B2 Own economy in 12 months' time (balance)	8.5	14.1	2.3	12.8	11.5	8.4	=
- Better (%)	25.9	33.4	18.2	30.1	29.2	25.7
- Worse (%)	11.3	17.7	6.6	9.1	9.7	11.4
B3 Finland's economy now (balance)	-1.0	29.5	-60.9	28.7	10.8	8.0	+
- Better (%)	28.1	62.1	2.0	59.4	35.9	31.4
- Worse (%)	27.2	88.5	4.2	7.0	15.2	15.4
B4 Finland's economy in 12 months' time (balance)	4.3	25.3	-27.1	20.9	-2.6	-5.8	-
- Better (%)	32.1	57.3	11.6	48.5	22.2	19.1
- Worse (%)	22.1	57.3	6.0	8.1	27.3	29.9
B5 Inflation now (per cent)	2.2	5.8	-2.0	1.3	1.6	1.5
B6 Inflation in 12 months' time (per cent)	2.1	4.6	0.6	1.7	1.9	1.8
B7 Unemployment in Finland in 12 months' time (balance)	-2.3	27.6	-51.1	22.0	6.2	7.2	+
- Less (%)	31.2	60.8	6.4	55.2	33.2	35.2
- More (%)	33.2	83.3	6.9	12.0	20.8	20.9
B8 Own threat of unemployment now (balance)	-0.5	9.8	-18.8	6.5	3.4	6.2	++
- Decreased (%)	13.5	20.4	5.3	17.8	16.2	19.2
- Increased (%)	16.6	31.9	7.9	10.1	13.3	11.7
C1 Favourability of time for purchasing durables (balance)	18.8	41.8	-14.2	28.3	25.2	20.2	=
- Favourable time (%)	44.6	62.4	29.6	44.1	44.4	40.3
- Unfavourable time (%)	25.7	45.7	15.2	15.8	19.2	20.1
C2 Favourability of time for saving (balance)	11.5	36.8	-19.6	26.5	28.1	28.8	++
- Good time (%)	58.6	80.7	33.4	69.9	71.3	72.5
- Bad time (%)	35.8	58.5	15.5	23.9	22.6	22.5
C3 Favourability of time for raising a loan (balance)	18.6	42.0	-47.1	29.5	21.9	22.4	+
- Good time (%)	62.9	78.2	13.3	71.5	64.8	66.1
- Bad time (%)	30.0	83.4	12.1	20.8	26.6	26.2
D1 Household's financial situation now (balance)	29.0	37.3	14.7	32.9	36.9	37.2	++
- Can save (%)	60.5	72.2	38.6	66.7	71.9	72.2
- Uses savings or gets into debt (%)	6.8	10.1	4.5	8.2	6.3	6.7
D2 Household's saving possibilities in the next 12 months (balance)	40.3	53.6	10.9	47.3	53.6	52.3	++
- Can save (%)	74.5	82.3	56.6	79.2	81.5	81.7
- Cannot save (%)	23.7	40.3	16.5	19.0	17.2	16.8
D5 Household's intentions to raise a loan in the next 12 months (% of households)	13.1	17.8	9.1	12.8	13.2	13.9	+
- Yes, certainly (%)	5.6	8.5	3.1	5.7	7.2	6.5
- Possibly (%)	7.5	11.4	5.0	7.1	6.0	7.4
E1 Spending on durables, next 12 months vs last 12 months (balance)	-8.9	-2.4	-18.2	-9.1	-13.4	-7.2	+
- More (%)	21.3	30.8	13.9	20.2	17.5	20.9
- Less (%)	32.6	40.4	25.6	31.7	36.7	29.6
E2 Intentions to buy a car in the next 12 months (% of households)	16.7	21.7	12.7	16.0	15.0	14.9	--
- Very likely (%)	8.5	12.1	5.1	7.2	7.9	7.6
- Fairly likely (%)	8.2	10.4	5.3	8.8	7.0	7.3
E4 Intentions to buy a dwelling in the next 12 months (% of households)	7.0	11.3	4.1	8.5	8.1	9.1	++
- Yes, certainly (%)	3.0	5.2	1.3	2.6	3.3	2.8
- Possibly (%)	4.0	6.3	2.2	5.9	4.8	6.3
E5 Intentions to spend money on basic repairs of dwelling in the next 12 months (% of households)	18.8	27.0	9.8	19.9	18.9	19.0	=
- Very likely (%)	12.4	19.0	5.0	12.4	11.7	11.7
- Fairly likely (%)	6.4	9.1	3.2	7.5	7.2	7.3

1) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation

Source: Consumer Survey 2019, February. Statistics Finland

Inquiries: Pertti Kangassalo 029 551 3598, Tuomas Parikka 029 551 3276, consumer.survey@stat.fi

Director in charge: Jari Tarkoma

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Updated 27.2.2019