Appendix table 1. Consumers' views and intentions 1)
Average 01/2018- | Max. 01/2018- | Min. 01/2018- | 11/2018 | 10/2019 | 11/2019 | Outlook 2) | |
A1 Consumer confidence indicator, CCI = (B1+B2+B4+E1)/4 | -0.7 | 4.9 | -6.6 | -1.7 | -6.6 | -5.0 | -- |
B1 Own economy now (balance) | 6.2 | 8.5 | 3.9 | 3.9 | 5.2 | 4.9 | -- |
- Better (%) | . | . | . | . | 26.6 | 26.4 | |
- Worse (%) | . | . | . | . | 18.0 | 18.3 | |
B2 Own economy in 12 months' time (balance) | 10.0 | 13.4 | 6.3 | 11.0 | 7.4 | 9.0 | - |
- Better (%) | . | . | . | . | 26.4 | 27.6 | |
- Worse (%) | . | . | . | . | 14.4 | 12.8 | |
B3 Finland's economy now (balance) | 7.9 | 24.9 | -16.0 | 10.1 | -15.9 | -16.0 | -- |
- Better (%) | . | . | . | . | 9.2 | 10.1 | |
- Worse (%) | . | . | . | . | 37.4 | 38.8 | |
B4 Finland's economy in 12 months' time (balance) | -3.0 | 16.5 | -22.5 | -4.5 | -22.5 | -19.7 | -- |
- Better (%) | . | . | . | . | 9.9 | 10.3 | |
- Worse (%) | . | . | . | . | 48.1 | 43.8 | |
B5 Inflation now (per cent) | 2.6 | 3.0 | 2.2 | 3.0 | 2.6 | 2.5 | |
B6 Inflation in 12 months' time (per cent) | 2.6 | 3.0 | 2.4 | 2.8 | 2.7 | 2.4 | |
B7 Unemployment in Finland in 12 months' time (balance) | 1.7 | 13.8 | -12.9 | 2.2 | -11.8 | -12.9 | -- |
- Less (%) | . | . | . | . | 19.5 | 15.9 | |
- More (%) | . | . | . | . | 39.9 | 39.0 | |
B8 Own threat of unemployment now (balance) | -0.7 | 4.8 | -6.4 | 0.7 | -6.4 | -5.1 | -- |
- Decreased (%) | . | . | . | . | 6.8 | 6.7 | |
- Increased (%) | . | . | . | . | 17.9 | 15.4 | |
C1 Favourability of time for purchasing durables (balance) | 22.6 | 34.3 | 14.8 | 14.8 | 16.5 | 15.1 | -- |
- Good time (%) | . | . | . | . | 28.3 | 26.5 | |
- Bad time (%) | . | . | . | . | 11.9 | 11.4 | |
C2 Favourability of time for saving (balance) | 20.1 | 24.6 | 13.4 | 24.6 | 14.5 | 15.2 | -- |
- Good time (%) | . | . | . | . | 61.0 | 61.7 | |
- Bad time (%) | . | . | . | . | 36.3 | 36.5 | |
C3 Favourability of time for raising a loan (balance) | 16.5 | 25.1 | 4.5 | 4.5 | 18.7 | 19.6 | + |
- Good time (%) | . | . | . | . | 64.6 | 64.8 | |
- Bad time (%) | . | . | . | . | 33.4 | 33.2 | |
D1 Own financial situation now (balance) | 28.2 | 31.0 | 24.9 | 28.5 | 29.4 | 27.4 | - |
- Money is saved (%) | . | . | . | . | 61.9 | 59.7 | |
- Uses savings or gets into debt (%) | . | . | . | . | 10.1 | 11.4 | |
D2 Own saving possibilities in the next 12 months (balance) | 49.0 | 53.1 | 44.3 | 48.3 | 47.7 | 50.5 | + |
- Can save (%) | . | . | . | . | 76.2 | 78.6 | |
- Cannot save (%) | . | . | . | . | 23.6 | 21.1 | |
D5 Intention to raise a loan in the next 12 months (% of consumers) | . | . | . | . | 20.2 | 20.4 | |
- Yes, absolutely (%) | . | . | . | . | 6.3 | 5.7 | |
- Possibly (%) | . | . | . | . | 13.9 | 14.7 | |
E1 Spending on durables, next 12 months vs. last 12 months (balance) | -15.9 | -12.6 | -21.2 | -17.0 | -16.5 | -13.9 | + |
- More (%) | . | . | . | . | 12.6 | 16.0 | |
- Less (%) | . | . | . | . | 34.0 | 33.4 | |
E2 Intention to buy a car in the next 12 months (% of consumers) | . | . | . | . | 17.9 | 16.7 | |
- Very likely (%) | . | . | . | . | 6.5 | 5.6 | |
- Quite likely (%) | . | . | . | . | 11.4 | 11.1 | |
E4 Intention to buy a dwelling in the next 12 months (% of consumers) | . | . | . | . | 15.6 | 15.5 | |
- Yes, absolutely (%) | . | . | . | . | 5.4 | 5.0 | |
- Possibly (%) | . | . | . | . | 10.2 | 10.5 | |
E5 Intention to spend money on basic repairs of dwelling in the next 12 months (% of consumers) | . | . | . | . | 19.7 | 21.3 | |
- Very likely (%) | . | . | . | . | 7.5 | 8.2 | |
- Quite likely (%) | . | . | . | . | 12.2 | 13.1 |
2) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation.
Source: Consumer Confidence 2019, November. Statistics Finland
Inquiries: Pertti Kangassalo 029 551 3598, Tuomas Parikka 029 551 3276, consumer.confidence@stat.fi
Director in charge: Jari Tarkoma
Updated 27.11.2019
Official Statistics of Finland (OSF):
Consumer Confidence [e-publication].
ISSN=2669-8889. November 2019,
Appendix table 1. Consumers' views and intentions 1)
. Helsinki: Statistics Finland [referred: 4.12.2024].
Access method: http://www.stat.fi/til/kbar/2019/11/kbar_2019_11_2019-11-27_tau_001_en.html