Appendix table 1. Consumers' views and intentions 1)
Average 10/1995- | Max. 10/1995- | Min. 10/1995- | 07/2020 | 06/2021 | 07/2021 | Outlook 2) | |
A1 Consumer confidence indicator, CCI = (B1+B2+B4+E1)/4 | -1.7 | 6.8 | -13.9 | -1.6 | 4.6 | 4.4 | ++ |
B1 Own economy now (balance) | 3.1 | 9.1 | -5.3 | 2.8 | 7.6 | 9.1 | ++ |
- Better (%) | . | . | . | 25.3 | 28.4 | 29.4 | |
- Worse (%) | . | . | . | 19.6 | 15.2 | 14.5 | |
B2 Own economy in 12 months' time (balance) | 8.1 | 13.5 | 1.2 | 10.3 | 10.8 | 9.8 | + |
- Better (%) | . | . | . | 28.4 | 27.3 | 27.7 | |
- Worse (%) | . | . | . | 10.9 | 10.4 | 11.5 | |
B3 Finland's economy now (balance) | -7.8 | 25.9 | -66.5 | -57.9 | -25.6 | -16.6 | - |
- Better (%) | . | . | . | 3.5 | 17.6 | 23.1 | |
- Worse (%) | . | . | . | 83.2 | 56.4 | 46.2 | |
B4 Finland's economy in 12 months' time (balance) | -2.0 | 20.3 | -32.8 | -8.4 | 8.2 | 7.8 | + |
- Better (%) | . | . | . | 31.7 | 43.7 | 41.4 | |
- Worse (%) | . | . | . | 39.1 | 25.9 | 23.6 | |
B5 Inflation now (per cent) | 3.1 | 6.9 | -2.7 | 2.0 | 2.8 | 3.1 | |
B6 Inflation in 12 months' time (per cent) | 2.9 | 5.3 | 1.7 | 2.3 | 2.8 | 2.9 | |
B7 Unemployment in Finland in 12 months' time (balance) | -10.8 | 20.3 | -59.5 | -19.6 | 3.8 | 3.4 | + |
- Less (%) | . | . | . | 23.9 | 41.4 | 37.9 | |
- More (%) | . | . | . | 53.2 | 29.8 | 28.3 | |
B8 Own threat of unemployment now (balance) | -6.4 | 4.7 | -26.6 | -21.1 | -4.2 | -2.9 | + |
- Decreased (%) | . | . | . | 4.1 | 9.3 | 10.7 | |
- Increased (%) | . | . | . | 34.9 | 16.5 | 15.9 | |
C1 Favourability of time for purchasing durables (balance) | 19.5 | 43.5 | -14.3 | 19.2 | 21.3 | 21.8 | = |
- Good time (%) | . | . | . | 34.9 | 35.2 | 34.2 | |
- Bad time (%) | . | . | . | 15.8 | 14.0 | 12.4 | |
C2 Favourability of time for saving (balance) | 4.6 | 29.4 | -28.5 | 4.6 | 18.3 | 20.4 | ++ |
- Good time (%) | . | . | . | 51.3 | 64.2 | 65.1 | |
- Bad time (%) | . | . | . | 46.8 | 34.4 | 34.0 | |
C3 Favourability of time for raising a loan (balance) | 7.4 | 31.7 | -60.4 | 1.5 | 8.9 | 12.0 | + |
- Good time (%) | . | . | . | 50.8 | 58.3 | 60.1 | |
- Bad time (%) | . | . | . | 46.7 | 40.1 | 38.4 | |
D1 Own financial situation now (balance) | 21.9 | 33.1 | 6.4 | 30.1 | 32.7 | 33.1 | ++ |
- Money is saved (%) | . | . | . | 63.0 | 64.9 | 66.5 | |
- Uses savings or gets into debt (%) | . | . | . | 10.7 | 9.3 | 8.9 | |
D2 Own saving possibilities in the next 12 months (balance) | 40.1 | 53.6 | 9.8 | 48.7 | 48.9 | 50.6 | + |
- Can save (%) | . | . | . | 77.2 | 77.1 | 77.9 | |
- Cannot save (%) | . | . | . | 22.4 | 22.5 | 22.1 | |
D5 Intention to raise a loan in the next 12 months (% of consumers) | 15.6 | 24.2 | 10.5 | 18.6 | 18.7 | 17.8 | ++ |
- Yes, absolutely (%) | . | . | . | 4.4 | 5.4 | 3.8 | |
- Possibly (%) | . | . | . | 14.2 | 13.3 | 14.0 | |
E1 Spending on durables, next 12 months vs. last 12 months (balance) | -16.1 | -6.9 | -26.7 | -10.9 | -8.3 | -9.2 | ++ |
- More (%) | . | . | . | 16.3 | 17.6 | 17.2 | |
- Less (%) | . | . | . | 28.5 | 26.6 | 27.4 | |
E2 Intention to buy a car in the next 12 months (% of consumers) | 14.3 | 19.2 | 10.1 | 17.9 | 18.3 | 16.3 | ++ |
- Very likely (%) | . | . | . | 5.3 | 5.0 | 5.1 | |
- Quite likely (%) | . | . | . | 12.6 | 13.3 | 11.2 | |
E4 Intention to buy a dwelling in the next 12 months (% of consumers) | 12.7 | 18.1 | 9.1 | 17.1 | 15.0 | 16.3 | ++ |
- Yes, absolutely (%) | . | . | . | 5.2 | 5.1 | 4.3 | |
- Possibly (%) | . | . | . | 11.9 | 10.0 | 12.0 | |
E5 Intention to spend money on basic repairs of dwelling in the next 12 months (% of consumers) | 17.6 | 26.0 | 8.1 | 22.9 | 22.3 | 23.6 | ++ |
- Very likely (%) | . | . | . | 9.3 | 8.6 | 6.9 | |
- Quite likely (%) | . | . | . | 13.6 | 13.7 | 16.6 |
2) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation.
Source: Consumer Confidence 2021, July. Statistics Finland
Inquiries: Pertti Kangassalo 029 551 3598, Tara Junes 029 551 3322, consumer.confidence@stat.fi
Head of Department in charge: Hannele Orjala
Updated 27.7.2021
Official Statistics of Finland (OSF):
Consumer Confidence [e-publication].
ISSN=2669-8889. July 2021,
Appendix table 1. Consumers' views and intentions 1)
. Helsinki: Statistics Finland [referred: 17.8.2024].
Access method: http://www.stat.fi/til/kbar/2021/07/kbar_2021_07_2021-07-27_tau_001_en.html