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Appendix table 1. Consumers' views and intentions 1)

  Average 10/1995- Max. 10/1995- Min. 10/1995- 08/2020 07/2021 08/2021 Outlook 2)
A1 Consumer confidence indicator, CCI = (B1+B2+B4+E1)/4 -1.7 6.8 -13.9 -5.1 4.4 4.0 ++
B1 Own economy now (balance) 3.1 9.3 -5.3 0.7 9.1 9.3 ++
- Better (%) . . . 23.5 29.4 30.7  
- Worse (%) . . . 21.8 14.5 15.1  
B2 Own economy in 12 months' time (balance) 8.1 13.5 1.2 9.8 9.8 11.6 ++
- Better (%) . . . 29.0 27.7 29.8  
- Worse (%) . . . 13.7 11.5 10.8  
B3 Finland's economy now (balance) -7.8 25.9 -66.5 -59.2 -16.6 -14.0 -
- Better (%) . . . 2.2 23.1 23.7  
- Worse (%) . . . 85.8 46.2 44.7  
B4 Finland's economy in 12 months' time (balance) -2.0 20.3 -32.8 -16.8 7.8 4.0 +
- Better (%) . . . 23.2 41.4 38.0  
- Worse (%) . . . 45.6 23.6 27.2  
B5 Inflation now (per cent) 3.1 6.9 -2.7 2.3 3.1 3.2  
B6 Inflation in 12 months' time (per cent) 2.9 5.3 1.7 2.5 2.9 3.0  
B7 Unemployment in Finland in 12 months' time (balance) -10.7 20.3 -59.5 -26.8 3.4 0.9 +
- Less (%) . . . 16.7 37.9 34.6  
- More (%) . . . 60.2 28.3 30.4  
B8 Own threat of unemployment now (balance) -6.4 4.7 -26.6 -18.5 -2.9 -4.0 +
- Decreased (%) . . . 4.4 10.7 11.3  
- Increased (%) . . . 32.9 15.9 18.4  
C1 Favourability of time for purchasing durables (balance) 19.5 43.5 -14.3 10.3 21.8 17.0 =
- Good time (%) . . . 28.3 34.2 31.5  
- Bad time (%) . . . 18.0 12.4 14.5  
C2 Favourability of time for saving (balance) 4.6 29.4 -28.5 3.4 20.4 22.2 ++
- Good time (%) . . . 49.9 65.1 67.0  
- Bad time (%) . . . 48.7 34.0 32.1  
C3 Favourability of time for raising a loan (balance) 7.5 31.7 -60.4 -1.6 12.0 12.5 +
- Good time (%) . . . 47.8 60.1 59.5  
- Bad time (%) . . . 50.2 38.4 38.6  
D1 Own financial situation now (balance) 22.0 33.1 6.4 30.3 33.1 33.0 ++
- Money is saved (%) . . . 64.7 66.5 65.2  
- Uses savings or gets into debt (%) . . . 10.3 8.9 8.9  
D2 Own saving possibilities in the next 12 months (balance) 40.2 53.6 9.8 47.7 50.6 51.1 ++
- Can save (%) . . . 77.0 77.9 78.3  
- Cannot save (%) . . . 22.9 22.1 21.2  
D5 Intention to raise a loan in the next 12 months (% of consumers) 15.6 24.2 10.5 20.3 17.8 18.9 ++
- Yes, absolutely (%) . . . 5.8 3.8 5.8  
- Possibly (%) . . . 14.5 14.0 13.1  
E1 Spending on durables, next 12 months vs. last 12 months (balance) -16.1 -6.9 -26.7 -13.9 -9.2 -8.8 ++
- More (%) . . . 13.9 17.2 17.6  
- Less (%) . . . 31.2 27.4 28.1  
E2 Intention to buy a car in the next 12 months (% of consumers) 14.4 19.2 10.1 14.8 16.3 16.0 +
- Very likely (%) . . . 4.2 5.1 7.0  
- Quite likely (%) . . . 10.6 11.2 9.0  
E4 Intention to buy a dwelling in the next 12 months (% of consumers) 12.8 18.1 9.1 16.3 16.3 16.6 ++
- Yes, absolutely (%) . . . 4.2 4.3 5.4  
- Possibly (%) . . . 12.1 12.0 11.2  
E5 Intention to spend money on basic repairs of dwelling in the next 12 months (% of consumers) 17.6 26.0 8.1 19.5 23.6 21.9 ++
- Very likely (%) . . . 6.6 6.9 8.4  
- Quite likely (%) . . . 13.0 16.6 13.5  
1) Long-term average, maximum and minimum figures cannot be presented for response distributions.
2) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation.

Source: Consumer Confidence 2021, August. Statistics Finland

Inquiries: Pertti Kangassalo 029 551 3598, Tara Junes 029 551 3322, consumer.confidence@stat.fi

Head of Department in charge: Hannele Orjala


Updated 27.8.2021

Referencing instructions:

Official Statistics of Finland (OSF): Consumer Confidence [e-publication].
ISSN=2669-8889. August 2021, Appendix table 1. Consumers' views and intentions 1) . Helsinki: Statistics Finland [referred: 17.12.2024].
Access method: http://www.stat.fi/til/kbar/2021/08/kbar_2021_08_2021-08-27_tau_001_en.html