Appendix table 1. Consumers' views and intentions 1)
Average 10/1995- | Max. 10/1995- | Min. 10/1995- | 10/2020 | 09/2021 | 10/2021 | Outlook 2) | |
A1 Consumer confidence indicator, CCI = (B1+B2+B4+E1)/4 | -1.7 | 6.8 | -13.9 | -6.9 | 6.0 | 2.7 | ++ |
B1 Own economy now (balance) | 3.1 | 9.5 | -5.3 | 3.9 | 9.5 | 6.9 | ++ |
- Better (%) | . | . | . | 23.8 | 28.8 | 27.1 | |
- Worse (%) | . | . | . | 18.1 | 14.6 | 17.0 | |
B2 Own economy in 12 months' time (balance) | 8.2 | 13.5 | 1.2 | 6.7 | 11.3 | 11.8 | ++ |
- Better (%) | . | . | . | 25.6 | 29.3 | 29.4 | |
- Worse (%) | . | . | . | 15.2 | 10.9 | 10.5 | |
B3 Finland's economy now (balance) | -7.8 | 25.9 | -66.5 | -61.0 | -4.4 | -7.8 | = |
- Better (%) | . | . | . | 2.9 | 32.3 | 29.8 | |
- Worse (%) | . | . | . | 87.5 | 36.5 | 38.9 | |
B4 Finland's economy in 12 months' time (balance) | -2.0 | 20.3 | -32.8 | -24.9 | 10.6 | 5.0 | + |
- Better (%) | . | . | . | 20.5 | 42.0 | 36.6 | |
- Worse (%) | . | . | . | 52.2 | 20.6 | 24.5 | |
B5 Inflation now (per cent) | 3.1 | 6.9 | -2.7 | 2.0 | 3.0 | 3.3 | |
B6 Inflation in 12 months' time (per cent) | 2.9 | 5.3 | 1.7 | 2.4 | 2.9 | 3.2 | |
B7 Unemployment in Finland in 12 months' time (balance) | -10.6 | 20.3 | -59.5 | -45.5 | 10.1 | 7.2 | + |
- Less (%) | . | . | . | 12.2 | 44.5 | 39.3 | |
- More (%) | . | . | . | 76.3 | 21.4 | 21.9 | |
B8 Own threat of unemployment now (balance) | -6.4 | 4.7 | -26.6 | -20.8 | 0.8 | -1.8 | + |
- Decreased (%) | . | . | . | 4.0 | 11.2 | 9.3 | |
- Increased (%) | . | . | . | 33.8 | 10.6 | 13.7 | |
C1 Favourability of time for purchasing durables (balance) | 19.5 | 43.5 | -14.3 | 11.2 | 19.3 | 17.0 | = |
- Good time (%) | . | . | . | 29.2 | 32.6 | 29.7 | |
- Bad time (%) | . | . | . | 18.0 | 13.4 | 12.8 | |
C2 Favourability of time for saving (balance) | 4.7 | 29.4 | -28.5 | 5.7 | 26.4 | 23.6 | ++ |
- Good time (%) | . | . | . | 53.1 | 70.7 | 68.3 | |
- Bad time (%) | . | . | . | 45.8 | 28.3 | 30.0 | |
C3 Favourability of time for raising a loan (balance) | 7.5 | 31.7 | -60.4 | -5.9 | 17.8 | 11.3 | + |
- Good time (%) | . | . | . | 44.1 | 64.3 | 58.4 | |
- Bad time (%) | . | . | . | 53.6 | 34.0 | 39.5 | |
D1 Own financial situation now (balance) | 22.0 | 33.1 | 6.4 | 30.9 | 32.7 | 31.3 | ++ |
- Money is saved (%) | . | . | . | 64.9 | 65.1 | 63.6 | |
- Uses savings or gets into debt (%) | . | . | . | 9.0 | 9.8 | 10.3 | |
D2 Own saving possibilities in the next 12 months (balance) | 40.2 | 53.6 | 9.8 | 49.3 | 48.7 | 48.0 | + |
- Can save (%) | . | . | . | 77.3 | 76.6 | 77.6 | |
- Cannot save (%) | . | . | . | 22.6 | 22.9 | 21.8 | |
D5 Intention to raise a loan in the next 12 months (% of consumers) | 15.6 | 24.2 | 10.5 | 19.3 | 21.5 | 18.8 | ++ |
- Yes, absolutely (%) | . | . | . | 5.1 | 6.0 | 5.7 | |
- Possibly (%) | . | . | . | 14.2 | 15.5 | 13.2 | |
E1 Spending on durables, next 12 months vs. last 12 months (balance) | -16.1 | -6.9 | -26.7 | -13.4 | -7.5 | -13.0 | + |
- More (%) | . | . | . | 14.1 | 16.2 | 14.1 | |
- Less (%) | . | . | . | 30.8 | 24.7 | 31.5 | |
E2 Intention to buy a car in the next 12 months (% of consumers) | 14.4 | 19.2 | 10.1 | 16.0 | 17.1 | 17.3 | ++ |
- Very likely (%) | . | . | . | 4.8 | 6.3 | 6.7 | |
- Quite likely (%) | . | . | . | 11.2 | 10.8 | 10.6 | |
E4 Intention to buy a dwelling in the next 12 months (% of consumers) | 12.8 | 18.5 | 9.1 | 15.2 | 18.5 | 15.2 | ++ |
- Yes, absolutely (%) | . | . | . | 4.7 | 5.6 | 5.1 | |
- Possibly (%) | . | . | . | 10.5 | 12.9 | 10.1 | |
E5 Intention to spend money on basic repairs of dwelling in the next 12 months (% of consumers) | 17.6 | 26.0 | 8.1 | 21.4 | 22.2 | 21.1 | + |
- Very likely (%) | . | . | . | 6.6 | 8.7 | 8.0 | |
- Quite likely (%) | . | . | . | 14.8 | 13.5 | 13.1 |
2) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation.
Source: Consumer Confidence 2021, October. Statistics Finland
Inquiries: Pertti Kangassalo 029 551 3598, Tara Junes 029 551 3322, consumer.confidence@stat.fi
Head of Department in charge: Hannele Orjala
Updated 27.10.2021
Official Statistics of Finland (OSF):
Consumer Confidence [e-publication].
ISSN=2669-8889. October 2021,
Appendix table 1. Consumers' views and intentions 1)
. Helsinki: Statistics Finland [referred: 15.11.2024].
Access method: http://www.stat.fi/til/kbar/2021/10/kbar_2021_10_2021-10-27_tau_001_en.html