Financial accounts 2023, 4th quarter
Households' net financial assets increased moderately in the fourth quarter of 2023
releaseAccording to Statistics Finland, households' financial assets grew by EUR 9.0 billion in the fourth quarter of 2023. In turn, households' liabilities grew by EUR 5.0 billion. As a result of these changes, households' net financial assets increased by EUR 4.1 billion. Net financial assets refer to the difference between financial assets and liabilities.
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Key selections
- Households' indebtedness ratio was 124.8 per cent.
- General government's net financial assets fell by EUR 3.5 billion from the previous quarter.
- Central government's liabilities exceeded its assets by EUR 85.1 billion.
Figures
See key statistical data in the figures.
Shares and other equity held by employment pension schemes 2014Q4-2023Q4
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Financial assets of households 2014Q4-2023Q4
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Data revisions
See key statistical data in the tables.
Revisions to the sectors' financial assets from the first publication, EUR million
| 1st release | Revision | Latest release | ||
|---|---|---|---|---|
| S11 | 2023Q1 | 516 604 | 36 972 | 553 576 |
| 2023Q2 | 542 924 | 5 362 | 548 286 | |
| 2023Q3 | 548 351 | -1 107 | 547 244 | |
| S12 | 2023Q1 | 1 299 241 | -5 724 | 1 293 517 |
| 2023Q2 | 1 284 489 | -1 123 | 1 283 366 | |
| 2023Q3 | 1 234 987 | 2 455 | 1 237 442 | |
| S13 | 2023Q1 | 392 377 | 904 | 393 281 |
| 2023Q2 | 398 501 | -3 429 | 395 072 | |
| 2023Q3 | 384 877 | -1 879 | 382 998 | |
| S14 | 2023Q1 | 381 511 | -1 306 | 380 205 |
| 2023Q2 | 382 975 | 103 | 383 078 | |
| 2023Q3 | 378 842 | 301 | 379 143 | |
| S15 | 2023Q1 | 29 148 | 142 | 29 290 |
| 2023Q2 | 28 864 | 97 | 28 961 | |
| 2023Q3 | 28 438 | -20 | 28 418 | |
| S2 | 2023Q1 | 927 565 | -2 153 | 925 412 |
| 2023Q2 | 929 539 | -249 | 929 290 | |
| 2023Q3 | 910 212 | -2 453 | 907 759 | |
Revisions to the sectors' debts from the first publication, EUR million
| 1. release | Revision | Latest release | ||
|---|---|---|---|---|
| S11 | 2023Q1 | 858 623 | 24 341 | 882 964 |
| 2023Q2 | 862 783 | 5 054 | 867 837 | |
| 2023Q3 | 857 060 | -3 441 | 853 619 | |
| S12 | 2023Q1 | 1 333 007 | -3 917 | 1 329 090 |
| 2023Q2 | 1 320 112 | -282 | 1 319 830 | |
| 2023Q3 | 1 272 524 | 1 525 | 1 274 049 | |
| S13 | 2023Q1 | 228 933 | 1 344 | 230 277 |
| 2023Q2 | 240 239 | -3 222 | 237 017 | |
| 2023Q3 | 232 300 | -842 | 231 458 | |
| S14 | 2023Q1 | 205 459 | -286 | 205 173 |
| 2023Q2 | 203 334 | -777 | 202 557 | |
| 2023Q3 | 202 565 | -125 | 202 440 | |
| S15 | 2023Q1 | 5 513 | -2 | 5 511 |
| 2023Q2 | 5 885 | -145 | 5 740 | |
| 2023Q3 | 6 063 | -150 | 5 913 | |
| S2 | 2023Q1 | 914 911 | 7 355 | 922 266 |
| 2023Q2 | 934 939 | 133 | 935 072 | |
| 2023Q3 | 915 195 | 330 | 915 525 | |
Database tables
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Referencing instructions
Official Statistics of Finland (OSF): Financial accounts [online publication].
Reference period: 2023, 4th quarter. ISSN=1458-8145. Helsinki: Statistics Finland [Referenced: 25.10.2026].
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Related topics
TopicsNational economy
Contact information
Statistics experts
rahoitus.tilinpito@stat.fiInquiries primarily
Roope Rahikka
Senior Statistician
029 551 3338
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Senior Statistician
029 551 3296
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Katri Kaaja
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