Change
New database tables are published and old database tables are archived in the statistics on indebtedness..
Read more about the changeIndebtedness 2024
Half of Finnish household-dwelling units were debt-free in 2024
releaseAccording to Statistics Finland, about half (49%) of Finnish household-dwelling units were debt-free in 2024. The average debt per indebted household-dwelling unit was EUR 94,400 in 2024. The average debts of indebted household-dwelling units decreased by about EUR 1,000 from the previous year. The majority (68%) of the total amount owed was housing debt. Households with housing loans made up 28% of all household-dwelling units in Finland.
Content is being loaded
Key selections
- At the end of 2024, household-dwelling units' debts amounted to EUR 137 billion, while interest payments amounted to EUR 6 billion.
- Of the total amount of debt, 68% was housing debt. Housing debtors accounted for 28% of all household-dwelling units.
- The average debt per indebted household-dwelling unit was EUR 94,400 in 2024, with an average payment of EUR 4,100 in interest.
Database tables
Pick the data you need into tables, view the data as graphs, or download the data for your use.
New database tables
Statistics:
Updated:
Statistics:
Updated:
Statistics:
Updated:
Statistics:
Updated:
Statistics:
Updated:
158a
Statistics:
Updated:
Future releases
Content is being loaded
Referencing instructions
Official Statistics of Finland (OSF): Indebtedness [online publication].
Reference period: 2024. ISSN=2489-3285. Helsinki: Statistics Finland [Referenced: 29.6.2026].
Access method:
Further information about the statistics
IndebtednessDocumentation of the statisticsRelated topics
Contact information
Service email
toimeentulo.tilastokeskus@stat.fiInquiries primarily
Markku Nieminen
Senior Statistician
029 551 2519
Head of Department in charge
Hannele Orjala
Head of Department in charge
029 551 3582