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Indebtedness 2024, December

Indebtedness ratio of indebted household-dwelling units was 161 per cent in 2024

release

According to Statistics Finland, indebted household-dwelling units had an average debt of 161 per cent relative to their disposable monetary income at the end of 2024. The indebtedness ratio decreased slightly from the previous year. The indebtedness ratio of household-dwelling units with housing loans was 213 per cent. For household-dwelling units with only non-housing debt, the indebtedness ratio was 65 per cent.

Change

New database tables are published and old database tables are archived in the statistics on indebtedness..

Read more about the change

Key selections

  • The indebtedness ratio of indebted household-dwelling units was 161 per cent in 2024.
  • The indebtedness ratio of household-dwelling units with housing loans was 213 per cent.
  • The indebtedness ratio decreased from the previous year in all income groups.
  • The indebtedness ratio varied greatly between municipalities. The extremes were Jomala in Åland (231%) and Savukoski in Lapland (67%).

Database tables

Pick the data you need into tables, view the data as graphs, or download the data for your use.

New database tables
157q
Classifications used:
  • Indebtedness of household-dwelling unit
  • Region
  • Age of reference person
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
157r
Classifications used:
  • Type of debt
  • Region
  • Age of reference person
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
158c
Classifications used:
  • Region
  • Income decile
  • Indebtedness of household-dwelling unit
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
158s
Classifications used:
  • Region
  • Income decile
  • Type of debt
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
15c1
Classifications used:
  • Region25
  • Indebtedness of household-dwelling unit
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
Removed database tables

Future releases

Referencing instructions

Indebtedness [online publication].
Reference period: 2024. ISSN=2489-3285. Helsinki: Statistics Finland [Referenced: 23.4.2026].
Access method:

Related topics

Justice and electionsWork, wages and livelihoodPopulation and society

Contact information

Service email
toimeentulo.tilastokeskus@stat.fi

Inquiries primarily

Markku Nieminen
Senior Statistician
029 551 2519

Head of Department in charge

Harri Lehtinen
Head of Department in charge
029 551 3403