Appendix table 1. Consumers' views and intentions
| Average 10/1995- | Max. 10/1995- | Min. 10/1995- | 11/2014 | 10/2015 | 11/2015 | Outlook | |
| A1 Consumer confidence indicator, CCI = (B2+B4+B7+D2)/4 | 11,7 | 22,9 | -6,5 | 2,6 | 1,3 | 4,7 | -- |
| A2 Old CCI = (B1+B2+B3+B4+C1)/5 | 6,1 | 19,4 | -15,0 | -7,6 | -5,9 | -2,0 | -- |
| A3 Micro indicator = (B2+D1+D2)/3 | 25,3 | 33,4 | 9,5 | 26,1 | 23,4 | 27,4 | + |
| A4 Macro indicator = (B4+B7)/2 | -0,3 | 22,8 | -39,1 | -18,8 | -18,2 | -16,2 | -- |
| B1 Own economy now (balance) | 3,9 | 9,8 | -4,0 | -1,1 | -2,5 | -1,8 | -- |
| - Better (%) | 23,3 | 30,6 | 16,5 | 18,9 | 16,5 | 17,5 | |
| - Worse (%) | 16,4 | 22,7 | 11,4 | 20,2 | 19,4 | 20,2 | |
| B2 Own economy in 12 months' time (balance) | 8,3 | 14,1 | 2,3 | 4,7 | 2,5 | 5,7 | - |
| - Better (%) | 25,7 | 33,4 | 18,2 | 22,8 | 21,8 | 22,6 | |
| - Worse (%) | 11,3 | 17,7 | 6,6 | 15,6 | 17,7 | 13,1 | |
| B3 Finland's economy now (balance) | -3,0 | 29,5 | -60,9 | -39,5 | -36,4 | -27,2 | -- |
| - Better (%) | 26,0 | 62,1 | 2,0 | 3,5 | 5,4 | 8,6 | |
| - Worse (%) | 28,6 | 88,5 | 4,2 | 68,0 | 63,0 | 52,5 | |
| B4 Finland's economy in 12 months' time (balance) | 3,1 | 25,3 | -27,1 | -8,1 | -8,7 | -1,9 | - |
| - Better (%) | 30,8 | 57,3 | 11,6 | 25,3 | 26,7 | 30,4 | |
| - Worse (%) | 23,1 | 57,3 | 6,0 | 35,7 | 36,6 | 29,1 | |
| B5 Inflation now (per cent) | 2,3 | 5,8 | -2,0 | 2,1 | 0,5 | 0,5 | |
| B6 Inflation in 12 months' time (per cent) | 2,2 | 4,6 | 0,6 | 1,9 | 1,2 | 1,3 | |
| B7 Unemployment in Finland in 12 months' time (balance) | -3,8 | 27,6 | -51,1 | -29,5 | -27,7 | -30,5 | -- |
| - Less (%) | 30,0 | 60,8 | 6,4 | 10,3 | 12,1 | 11,1 | |
| - More (%) | 34,7 | 83,3 | 6,9 | 61,7 | 59,8 | 63,2 | |
| B8 Own threat of unemployment now (balance) | -1,3 | 7,6 | -18,8 | -10,9 | -5,7 | -5,9 | - |
| - Decreased (%) | 12,9 | 20,0 | 5,3 | 8,0 | 11,7 | 11,1 | |
| - Increased (%) | 17,1 | 31,9 | 7,9 | 25,7 | 21,2 | 20,9 | |
| C1 Favourability of time for purchasing durables (balance) | 18,1 | 41,8 | -14,2 | 5,8 | 15,6 | 15,0 | - |
| - Favourable time (%) | 44,5 | 62,4 | 29,6 | 40,0 | 44,4 | 44,2 | |
| - Unfavourable time (%) | 26,3 | 45,7 | 17,7 | 34,2 | 28,8 | 29,2 | |
| C2 Favourability of time for saving (balance) | 10,7 | 36,8 | -19,6 | 4,2 | 2,5 | 8,0 | = |
| - Good time (%) | 58,1 | 80,7 | 33,4 | 53,4 | 50,4 | 55,5 | |
| - Bad time (%) | 36,3 | 58,5 | 15,5 | 43,5 | 44,4 | 40,8 | |
| C3 Favourability of time for raising a loan (balance) | 16,9 | 42,0 | -47,1 | 9,3 | 14,4 | 19,6 | = |
| - Good time (%) | 61,6 | 78,2 | 13,3 | 54,7 | 58,4 | 62,3 | |
| - Bad time (%) | 31,2 | 83,4 | 12,1 | 39,9 | 35,2 | 31,2 | |
| D1 Household's financial situation now (balance) | 28,3 | 35,1 | 14,7 | 30,0 | 28,7 | 30,9 | + |
| - Can save (%) | 59,4 | 70,0 | 38,6 | 62,6 | 62,3 | 64,6 | |
| - Uses savings or gets into debt (%) | 6,8 | 10,1 | 4,5 | 7,7 | 9,7 | 8,7 | |
| D2 Household's saving possibilities in the next 12 months (balance) | 39,1 | 52,2 | 10,9 | 43,4 | 39,1 | 45,4 | + |
| - Can save (%) | 73,8 | 82,3 | 56,6 | 77,6 | 74,2 | 78,2 | |
| - Cannot save (%) | 24,3 | 40,3 | 16,5 | 21,5 | 25,0 | 21,0 | |
| D5 Household's intentions to raise a loan in the next 12 months (% of households) | 13,2 | 17,8 | 9,1 | 11,0 | 10,8 | 11,4 | -- |
| - Yes, certainly (%) | 5,6 | 8,5 | 3,1 | 5,2 | 5,8 | 4,0 | |
| - Possibly (%) | 7,6 | 11,4 | 5,0 | 5,8 | 5,0 | 7,4 | |
| E1 Spending on durables, next 12 months vs last 12 months (balance) | -8,8 | -2,4 | -18,2 | -14,7 | -12,6 | -11,4 | - |
| - More (%) | 21,6 | 30,8 | 13,9 | 15,4 | 16,6 | 17,2 | |
| - Less (%) | 32,8 | 40,4 | 26,5 | 34,9 | 33,5 | 32,5 | |
| E2 Intentions to buy a car in the next 12 months (% of households) | 16,8 | 21,7 | 12,7 | 12,7 | 15,6 | 15,4 | - |
| - Very likely (%) | 8,6 | 12,1 | 5,1 | 5,1 | 7,1 | 6,5 | |
| - Fairly likely (%) | 8,2 | 10,4 | 5,3 | 7,6 | 8,6 | 9,0 | |
| E4 Intentions to buy a dwelling in the next 12 months (% of households) | 7,0 | 11,3 | 4,1 | 5,2 | 5,3 | 6,9 | = |
| - Yes, certainly (%) | 3,1 | 5,2 | 1,3 | 2,3 | 2,3 | 2,3 | |
| - Possibly (%) | 4,0 | 6,2 | 2,2 | 2,9 | 2,9 | 4,6 | |
| E5 Intentions to spend money on basic repairs of dwelling in the next 12 months (% of households) | 18,8 | 27,0 | 9,8 | 17,7 | 18,8 | 18,5 | = |
| - Very likely (%) | 12,4 | 19,0 | 5,0 | 11,1 | 12,1 | 12,2 | |
| - Fairly likely (%) | 6,4 | 9,1 | 3,2 | 6,7 | 6,7 | 6,3 |
Source: Consumer Survey 2015, November. Statistics Finland
Inquiries: Pertti Kangassalo 029 551 3598, consumer.survey@stat.fi
Director in charge: Jari Tarkoma
Updated 27.11.2015
Official Statistics of Finland (OSF):
Consumer Confidence [e-publication].
ISSN=2669-8889. November 2015,
Appendix table 1. Consumers' views and intentions
. Helsinki: Statistics Finland [referred: 18.12.2024].
Access method: http://www.stat.fi/til/kbar/2015/11/kbar_2015_11_2015-11-27_tau_001_en.html