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Appendix table 1. Consumers' views and intentions

	Average 10/1995-	Max. 10/1995-	Min. 10/1995-	08/2017	07/2018	08/2018	Outlook 1)
A1 Consumer confidence indicator, CCI = (B2+B4+B7+D2)/4	12.6	25.8	-6.5	23.5	22.0	21.5	++
A2 Old CCI = (B1+B2+B3+B4+C1)/5	6.8	20.6	-15.0	16.1	16.2	16.0	++
A3 Micro indicator = (B2+D1+D2)/3	25.8	33.4	9.5	31.1	30.9	32.0	++
A4 Macro indicator = (B4+B7)/2	0.9	22.8	-39.1	18.0	15.5	12.8	+
B1 Own economy now (balance)	3.9	9.8	-4.0	4.5	8.7	7.8	++
- Better (%)	23.4	30.6	16.4	24.1	28.8	27.9
- Worse (%)	16.4	22.7	11.4	15.9	14.4	14.8
B2 Own economy in 12 months' time (balance)	8.4	14.1	2.3	8.4	10.9	10.2	+
- Better (%)	25.9	33.4	18.2	26.4	30.0	29.1
- Worse (%)	11.3	17.7	6.6	11.9	11.0	10.9
B3 Finland's economy now (balance)	-1.3	29.5	-60.9	25.7	24.1	23.3	++
- Better (%)	27.9	62.1	2.0	57.6	52.7	50.9
- Worse (%)	27.5	88.5	4.2	8.9	7.2	7.5
B4 Finland's economy in 12 months' time (balance)	4.4	25.3	-27.1	19.5	11.7	10.4	+
- Better (%)	32.2	57.3	11.6	48.7	35.2	34.2
- Worse (%)	22.1	57.3	6.0	9.6	12.5	13.8
B5 Inflation now (per cent)	2.2	5.8	-2.0	1.2	1.7	1.7
B6 Inflation in 12 months' time (per cent)	2.1	4.6	0.6	1.6	1.9	2.0
B7 Unemployment in Finland in 12 months' time (balance)	-2.6	27.6	-51.1	16.5	19.3	15.2	+
- Less (%)	31.0	60.8	6.4	49.5	50.0	45.3
- More (%)	33.5	83.3	6.9	16.1	12.2	15.1
B8 Own threat of unemployment now (balance)	-0.7	9.8	-18.8	3.8	3.8	5.6	+
- Decreased (%)	13.3	20.4	5.3	16.0	16.7	16.8
- Increased (%)	16.8	31.9	7.9	12.6	14.4	11.3
C1 Favourability of time for purchasing durables (balance)	18.8	41.8	-14.2	22.4	25.3	28.0	+
- Favourable time (%)	44.6	62.4	29.6	43.8	45.4	43.9
- Unfavourable time (%)	25.8	45.7	15.2	21.4	20.0	15.9
C2 Favourability of time for saving (balance)	11.1	36.8	-19.6	18.4	27.0	29.2	++
- Good time (%)	58.3	80.7	33.4	63.2	70.1	71.3
- Bad time (%)	36.1	58.5	15.5	30.4	21.9	21.4
C3 Favourability of time for raising a loan (balance)	18.5	42.0	-47.1	30.6	30.8	29.5	+
- Good time (%)	62.8	78.2	13.3	71.6	72.5	69.8
- Bad time (%)	30.1	83.4	12.1	20.4	19.4	19.6
D1 Household's financial situation now (balance)	28.9	37.0	14.7	35.3	35.7	35.6	++
- Can save (%)	60.3	70.4	38.6	67.9	68.5	69.9
- Uses savings or gets into debt (%)	6.8	10.1	4.5	5.4	5.5	6.7
D2 Household's saving possibilities in the next 12 months (balance)	40.1	52.2	10.9	49.7	46.1	50.2	+
- Can save (%)	74.4	82.3	56.6	80.1	77.2	79.2
- Cannot save (%)	23.8	40.3	16.5	18.5	20.4	18.1
D5 Household's intentions to raise a loan in the next 12 months (% of households)	13.1	17.8	9.1	10.8	14.0	12.7	-
- Yes, certainly (%)	5.6	8.5	3.1	4.7	6.8	6.0
- Possibly (%)	7.5	11.4	5.0	6.1	7.2	6.7
E1 Spending on durables, next 12 months vs last 12 months (balance)	-8.9	-2.4	-18.2	-8.7	-9.6	-8.0	+
- More (%)	21.3	30.8	13.9	18.3	19.8	20.2
- Less (%)	32.6	40.4	25.6	29.0	31.9	29.4
E2 Intentions to buy a car in the next 12 months (% of households)	16.8	21.7	12.7	16.3	17.0	16.7	=
- Very likely (%)	8.5	12.1	5.1	8.1	8.3	7.8
- Fairly likely (%)	8.2	10.4	5.3	8.2	8.7	8.9
E4 Intentions to buy a dwelling in the next 12 months (% of households)	7.0	11.3	4.1	8.2	7.8	7.7	+
- Yes, certainly (%)	3.0	5.2	1.3	3.3	3.0	2.8
- Possibly (%)	4.0	6.2	2.2	4.9	4.9	5.0
E5 Intentions to spend money on basic repairs of dwelling in the next 12 months (% of households)	18.8	27.0	9.8	19.2	17.0	18.4	=
- Very likely (%)	12.4	19.0	5.0	12.1	10.8	9.7
- Fairly likely (%)	6.4	9.1	3.2	7.0	6.2	8.7

1) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation

Source: Consumer Survey 2018, August. Statistics Finland

Inquiries: Tuomas Parikka 029 551 3276, Pertti Kangassalo 029 551 3598, consumer.survey@stat.fi

Director in charge: Jari Tarkoma

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Updated 27.8.2018