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Appendix table 1. Consumers' views and intentions

	Average 10/1995-	Max. 10/1995-	Min. 10/1995-	01/2018	12/2018	01/2019	Outlook 1)
A1 Consumer confidence indicator, CCI = (B2+B4+B7+D2)/4	12.7	25.8	-6.5	24.2	16.1	17.2	+
A2 Old CCI = (B1+B2+B3+B4+C1)/5	6.9	20.6	-15.0	20.6	7.9	10.4	+
A3 Micro indicator = (B2+D1+D2)/3	25.9	34.0	9.5	31.1	32.5	34.0	++
A4 Macro indicator = (B4+B7)/2	1.0	22.8	-39.1	19.1	2.0	1.8	=
B1 Own economy now (balance)	4.0	9.8	-4.0	6.9	6.3	6.9	+
- Better (%)	23.4	30.6	16.4	26.7	25.7	26.1
- Worse (%)	16.4	22.7	11.4	14.5	15.8	14.3
B2 Own economy in 12 months' time (balance)	8.5	14.1	2.3	12.0	9.5	11.5	++
- Better (%)	25.9	33.4	18.2	28.8	28.4	29.2
- Worse (%)	11.3	17.7	6.6	8.2	13.0	9.7
B3 Finland's economy now (balance)	-1.0	29.5	-60.9	29.0	9.7	10.8	+
- Better (%)	28.1	62.1	2.0	60.2	34.1	35.9
- Worse (%)	27.3	88.5	4.2	6.6	15.8	15.2
B4 Finland's economy in 12 months' time (balance)	4.3	25.3	-27.1	20.4	-2.6	-2.6	-
- Better (%)	32.1	57.3	11.6	47.8	24.1	22.2
- Worse (%)	22.1	57.3	6.0	7.4	27.5	27.3
B5 Inflation now (per cent)	2.2	5.8	-2.0	1.2	2.0	1.6
B6 Inflation in 12 months' time (per cent)	2.1	4.6	0.6	1.7	2.2	1.9
B7 Unemployment in Finland in 12 months' time (balance)	-2.3	27.6	-51.1	17.9	6.5	6.2	+
- Less (%)	31.2	60.8	6.4	49.5	35.2	33.2
- More (%)	33.2	83.3	6.9	13.5	21.7	20.8
B8 Own threat of unemployment now (balance)	-0.5	9.8	-18.8	5.9	5.6	3.4	+
- Decreased (%)	13.5	20.4	5.3	17.2	16.8	16.2
- Increased (%)	16.6	31.9	7.9	11.2	10.1	13.3
C1 Favourability of time for purchasing durables (balance)	18.8	41.8	-14.2	34.5	16.5	25.2	+
- Favourable time (%)	44.6	62.4	29.6	49.8	40.3	44.4
- Unfavourable time (%)	25.8	45.7	15.2	15.2	23.8	19.2
C2 Favourability of time for saving (balance)	11.4	36.8	-19.6	26.6	27.3	28.1	++
- Good time (%)	58.6	80.7	33.4	69.6	71.0	71.3
- Bad time (%)	35.9	58.5	15.5	23.4	24.6	22.6
C3 Favourability of time for raising a loan (balance)	18.6	42.0	-47.1	33.0	15.9	21.9	=
- Good time (%)	62.8	78.2	13.3	73.6	61.2	64.8
- Bad time (%)	30.0	83.4	12.1	18.7	31.8	26.6
D1 Household's financial situation now (balance)	29.0	37.3	14.7	34.7	37.1	36.9	++
- Can save (%)	60.5	71.9	38.6	68.3	69.8	71.9
- Uses savings or gets into debt (%)	6.8	10.1	4.5	6.7	5.9	6.3
D2 Household's saving possibilities in the next 12 months (balance)	40.3	53.6	10.9	46.7	50.8	53.6	++
- Can save (%)	74.5	82.3	56.6	78.4	80.2	81.5
- Cannot save (%)	23.7	40.3	16.5	20.8	18.9	17.2
D5 Household's intentions to raise a loan in the next 12 months (% of households)	13.1	17.8	9.1	12.1	12.1	13.2	=
- Yes, certainly (%)	5.6	8.5	3.1	6.3	5.4	7.2
- Possibly (%)	7.5	11.4	5.0	5.8	6.8	6.0
E1 Spending on durables, next 12 months vs last 12 months (balance)	-8.9	-2.4	-18.2	-8.9	-10.6	-13.4	--
- More (%)	21.3	30.8	13.9	18.9	18.7	17.5
- Less (%)	32.6	40.4	25.6	30.6	33.8	36.7
E2 Intentions to buy a car in the next 12 months (% of households)	16.7	21.7	12.7	18.7	14.4	15.0	-
- Very likely (%)	8.5	12.1	5.1	9.5	6.3	7.9
- Fairly likely (%)	8.2	10.4	5.3	9.2	8.1	7.0
E4 Intentions to buy a dwelling in the next 12 months (% of households)	7.0	11.3	4.1	7.4	6.0	8.1	+
- Yes, certainly (%)	3.0	5.2	1.3	3.1	2.9	3.3
- Possibly (%)	4.0	6.2	2.2	4.3	3.1	4.8
E5 Intentions to spend money on basic repairs of dwelling in the next 12 months (% of households)	18.8	27.0	9.8	18.5	17.6	18.9	=
- Very likely (%)	12.4	19.0	5.0	11.0	12.2	11.7
- Fairly likely (%)	6.4	9.1	3.2	7.6	5.5	7.2

1) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation

Source: Consumer Survey 2019, January. Statistics Finland

Inquiries: Pertti Kangassalo 029 551 3598, Tuomas Parikka 029 551 3276, consumer.survey@stat.fi

Director in charge: Jari Tarkoma

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Updated 28.1.2019