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Appendix table 1. Consumers' views and intentions 1)

  Average 10/1995- Max. 10/1995- Min. 10/1995- 09/2020 08/2021 09/2021 Outlook 2)
A1 Consumer confidence indicator, CCI = (B1+B2+B4+E1)/4 -1.7 6.8 -13.9 -5.9 4.0 6.0 ++
B1 Own economy now (balance) 3.1 9.5 -5.3 2.3 9.3 9.5 ++
- Better (%) . . . 23.3 30.7 28.8  
- Worse (%) . . . 20.6 15.1 14.6  
B2 Own economy in 12 months' time (balance) 8.1 13.5 1.2 7.0 11.6 11.3 ++
- Better (%) . . . 27.3 29.8 29.3  
- Worse (%) . . . 15.2 10.8 10.9  
B3 Finland's economy now (balance) -7.8 25.9 -66.5 -57.7 -14.0 -4.4 =
- Better (%) . . . 2.2 23.7 32.3  
- Worse (%) . . . 84.2 44.7 36.5  
B4 Finland's economy in 12 months' time (balance) -2.0 20.3 -32.8 -18.1 4.0 10.6 ++
- Better (%) . . . 24.6 38.0 42.0  
- Worse (%) . . . 46.1 27.2 20.6  
B5 Inflation now (per cent) 3.1 6.9 -2.7 2.0 3.2 3.0  
B6 Inflation in 12 months' time (per cent) 2.9 5.3 1.7 2.2 3.0 2.9  
B7 Unemployment in Finland in 12 months' time (balance) -10.7 20.3 -59.5 -39.9 0.9 10.1 ++
- Less (%) . . . 13.0 34.6 44.5  
- More (%) . . . 70.6 30.4 21.4  
B8 Own threat of unemployment now (balance) -6.4 4.7 -26.6 -22.1 -4.0 0.8 ++
- Decreased (%) . . . 4.4 11.3 11.2  
- Increased (%) . . . 37.7 18.4 10.6  
C1 Favourability of time for purchasing durables (balance) 19.5 43.5 -14.3 9.7 17.0 19.3 =
- Good time (%) . . . 27.6 31.5 32.6  
- Bad time (%) . . . 17.9 14.5 13.4  
C2 Favourability of time for saving (balance) 4.7 29.4 -28.5 6.7 22.2 26.4 ++
- Good time (%) . . . 53.5 67.0 70.7  
- Bad time (%) . . . 45.6 32.1 28.3  
C3 Favourability of time for raising a loan (balance) 7.5 31.7 -60.4 -6.5 12.5 17.8 +
- Good time (%) . . . 43.7 59.5 64.3  
- Bad time (%) . . . 54.2 38.6 34.0  
D1 Own financial situation now (balance) 22.0 33.1 6.4 30.0 33.0 32.7 ++
- Money is saved (%) . . . 63.4 65.2 65.1  
- Uses savings or gets into debt (%) . . . 10.4 8.9 9.8  
D2 Own saving possibilities in the next 12 months (balance) 40.2 53.6 9.8 47.6 51.1 48.7 +
- Can save (%) . . . 77.0 78.3 76.6  
- Cannot save (%) . . . 22.5 21.2 22.9  
D5 Intention to raise a loan in the next 12 months (% of consumers) 15.6 24.2 10.5 22.1 18.9 21.5 ++
- Yes, absolutely (%) . . . 6.2 5.8 6.0  
- Possibly (%) . . . 15.9 13.1 15.5  
E1 Spending on durables, next 12 months vs. last 12 months (balance) -16.1 -6.9 -26.7 -14.8 -8.8 -7.5 ++
- More (%) . . . 13.6 17.6 16.2  
- Less (%) . . . 32.3 28.1 24.7  
E2 Intention to buy a car in the next 12 months (% of consumers) 14.4 19.2 10.1 15.8 16.0 17.1 ++
- Very likely (%) . . . 5.0 7.0 6.3  
- Quite likely (%) . . . 10.7 9.0 10.8  
E4 Intention to buy a dwelling in the next 12 months (% of consumers) 12.8 18.5 9.1 17.9 16.6 18.5 ++
- Yes, absolutely (%) . . . 6.1 5.4 5.6  
- Possibly (%) . . . 11.8 11.2 12.9  
E5 Intention to spend money on basic repairs of dwelling in the next 12 months (% of consumers) 17.6 26.0 8.1 20.5 21.9 22.2 ++
- Very likely (%) . . . 7.1 8.4 8.7  
- Quite likely (%) . . . 13.4 13.5 13.5  
1) Long-term average, maximum and minimum figures cannot be presented for response distributions.
2) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation.

Source: Consumer Confidence 2021, September. Statistics Finland

Inquiries: Pertti Kangassalo 029 551 3598, Tara Junes 029 551 3322, consumer.confidence@stat.fi

Head of Department in charge: Hannele Orjala


Updated 27.9.2021

Referencing instructions:

Official Statistics of Finland (OSF): Consumer Confidence [e-publication].
ISSN=2669-8889. September 2021, Appendix table 1. Consumers' views and intentions 1) . Helsinki: Statistics Finland [referred: 29.3.2024].
Access method: http://www.stat.fi/til/kbar/2021/09/kbar_2021_09_2021-09-27_tau_001_en.html