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Appendix table 1. Consumers' views and intentions 1)

Average 10/1995- Max. 10/1995- Min. 10/1995- 11/2020 10/2021 11/2021 Outlook 2)
A1 Consumer confidence indicator, CCI = (B1+B2+B4+E1)/4 -1.7 6.8 -13.9 -4.8 2.7 1.2 +
B1 Own economy now (balance) 3.2 9.5 -5.3 1.6 6.9 7.6 ++
- Better (%) . . . 22.2 27.1 27.9
- Worse (%) . . . 19.3 17.0 15.2
B2 Own economy in 12 months' time (balance) 8.2 13.5 1.2 7.8 11.8 10.7 +
- Better (%) . . . 25.5 29.4 29.1
- Worse (%) . . . 13.1 10.5 11.5
B3 Finland's economy now (balance) -7.9 25.9 -66.5 -54.9 -7.8 -14.5 -
- Better (%) . . . 3.1 29.8 24.0
- Worse (%) . . . 83.5 38.9 44.5
B4 Finland's economy in 12 months' time (balance) -2.0 20.3 -32.8 -14.4 5.0 -2.4 =
- Better (%) . . . 25.5 36.6 28.7
- Worse (%) . . . 42.6 24.5 29.0
B5 Inflation now (per cent) 3.1 6.9 -2.7 2.1 3.3 3.8
- Prices have risen much or quite much (%) . . . 11.8 32.3 43.3
- Prices have stayed the same or have fallen (%) . . . 38.7 14.7 8.5
B6 Inflation in 12 months' time (per cent) 2.9 5.3 1.7 2.2 3.2 3.6
- Prices will rise faster or at the same rate (%) . . . 52.5 71.9 75.6
- Prices will stay the same or will fall (%) . . . 21.0 9.7 6.2
B7 Unemployment in Finland in 12 months' time (balance) -10.5 20.3 -59.5 -31.8 7.2 7.7 ++
- Less (%) . . . 17.6 39.3 39.5
- More (%) . . . 65.3 21.9 22.9
B8 Own threat of unemployment now (balance) -6.4 4.7 -26.6 -16.6 -1.8 -1.5 +
- Decreased (%) . . . 6.5 9.3 9.7
- Increased (%) . . . 32.0 13.7 13.3
C1 Favourability of time for purchasing durables (balance) 19.5 43.5 -14.3 11.4 17.0 14.6 -
- Good time (%) . . . 27.7 29.7 30.1
- Bad time (%) . . . 16.3 12.8 15.6
C2 Favourability of time for saving (balance) 4.8 29.4 -28.5 3.5 23.6 21.2 ++
- Good time (%) . . . 50.7 68.3 67.4
- Bad time (%) . . . 48.2 30.0 31.5
C3 Favourability of time for raising a loan (balance) 7.5 31.7 -60.4 -2.6 11.3 11.9 +
- Good time (%) . . . 47.4 58.4 60.3
- Bad time (%) . . . 50.0 39.5 37.6
D1 Own financial situation now (balance) 22.1 33.1 6.4 29.7 31.3 30.9 ++
- Money is saved (%) . . . 62.6 63.6 64.2
- Uses savings or gets into debt (%) . . . 10.3 10.3 11.0
D2 Own saving possibilities in the next 12 months (balance) 40.2 53.6 9.8 47.2 48.0 47.2 +
- Can save (%) . . . 76.2 77.6 75.8
- Cannot save (%) . . . 23.6 21.8 23.6
D5 Intention to raise a loan in the next 12 months (% of consumers) 15.6 24.2 10.5 17.8 18.8 19.4 ++
- Yes, absolutely (%) . . . 5.2 5.7 4.5
- Possibly (%) . . . 12.6 13.2 14.9
E1 Spending on durables, next 12 months vs. last 12 months (balance) -16.1 -6.9 -26.7 -14.4 -13.0 -11.2 ++
- More (%) . . . 12.9 14.1 14.4
- Less (%) . . . 31.2 31.5 29.4
E2 Intention to buy a car in the next 12 months (% of consumers) 14.4 19.2 10.1 14.8 17.3 15.7 +
- Very likely (%) . . . 4.7 6.7 3.8
- Quite likely (%) . . . 10.1 10.6 11.9
E4 Intention to buy a dwelling in the next 12 months (% of consumers) 12.8 18.5 9.1 16.4 15.2 16.6 ++
- Yes, absolutely (%) . . . 5.3 5.1 4.5
- Possibly (%) . . . 11.1 10.1 12.1
E5 Intention to spend money on basic repairs of dwelling in the next 12 months (% of consumers) 17.6 26.0 8.1 20.6 21.1 24.0 ++
- Very likely (%) . . . 6.9 8.0 7.9
- Quite likely (%) . . . 13.7 13.1 16.1
1) Long-term average, maximum and minimum figures cannot be presented for response distributions.
2) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation.

Source: Consumer Confidence 2021, November. Statistics Finland

Inquiries: Pertti Kangassalo 029 551 3598, Tara Junes 029 551 3322, consumer.confidence@stat.fi

Head of Department in charge: Hannele Orjala


Updated 29.11.2021

Referencing instructions:

Official Statistics of Finland (OSF): Consumer Confidence [e-publication].
ISSN=2669-8889. November 2021, Appendix table 1. Consumers' views and intentions 1) . Helsinki: Statistics Finland [referred: 19.12.2024].
Access method: http://www.stat.fi/til/kbar/2021/11/kbar_2021_11_2021-11-29_tau_001_en.html