A more recent publication of this set of statistics is available.

Latest publication: Financial statement statistics on credit institutions 2020, 3rd quarter

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.6.2020, EUR thousands

  1.1.- 30.6.2020
Commercial banks Foreign banks ,Co-operative banks total Savings banks total Banks total
Interest income 2 555 447 379 284 453 246 104 025 3 492 002
(Interest expenses) 1 013 922 121 698 27 598 9 804 1 173 022
NET INCOME FROM FINANCIAL OPERATIONS 1 541 524 257 587 425 647 94 221 2 318 980
(Expenses on share capital repayable on demand) .. 1) 2) .. .. .. ..
Dividend income 26 570 .. 265 343 .. 298 433
Fee and comission income 1 279 507 241 644 240 953 67 796 1 829 899
(Fee and comission expenses) 347 420 41 042 23 309 9 133 420 905
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net 55 010 .. .. 8 152 61 030
Gains or (-) losses on financial assets and liabilities held for trading, net 116 632 12 908 .. .. 151 646
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net 49 445 .. .. -12 578 29 206
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net 571 433 .. -21 639 .. 549 773
Gains or (-) losses from hedge accounting, net .. .. 528 433 -33 912
Exchange differences [gain or (-) loss], net -329 176 6 204 50 48 -322 874
Gains or (-) losses on derecognition of non-financial assets, net .. .. 237 -3 326 -3 136
Other operating income 262 173 27 588 31 911 10 668 332 340
(Other operating expenses) 33 573 10 425 84 739 13 897 142 633
TOTAL OPERATING INCOME, NET 3 157 172 493 297 848 497 148 880 4 647 846
(Administrative expenses) 1 857 756 319 867 425 520 89 342 2 692 484
of which: (Personnel expenses) 1 245 960 134 258 169 913 36 833 1 586 964
of which:( Other administrative expenses) 611 797 185 608 255 606 52 509 1 105 520
(Cash contributions to resolution funds and deposit guarantee schemes) .. .. 25 534 8 233 258 239
(Depreciation) 266 984 12 632 11 276 6 797 297 689
Gains or (-) losses caused by changes made, net .. .. .. .. ..
(Provisions or (-) reversal of provisions) 141 201 -20 141 -53 599 121 606
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss) 660 127 81 713 69 808 20 839 832 487
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates) .. .. .. .. ..
(Impairment or (-) reversal of impairment on non-financial assets) .. .. .. .. ..
Negative goodwill recognised in profit or loss .. .. .. .. ..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates. .. .. .. .. ..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations .. .. .. .. ..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS 709 000 99 168 313 412 22 199 1 143 779
(Tax expense or (-) income related to profit or loss from continuing operations) 9 086 16 310 6 796 5 483 37 675
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS 699 914 82 858 306 616 16 716 1 106 103
Profit or (-) loss after tax from discontinuing operations .. .. .. .. ..
PROFIT OR (-) LOSS FOR THE YEAR 699 914 82 858 306 616 16 716 1 106 103
1) .. No observations.
2) .. Data not available or too uncertain for presentation, or subject to secrecy

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jukka-Pekka Pyylampi 029 551 3002, Heidi Lauttamäki 029 551 3029, rahoitusmarkkinat@stat.fi

Head of Department in charge: Mari Ylä-Jarkko


Updated 15.10.2020

Referencing instructions:

Official Statistics of Finland (OSF): Financial statement statistics on credit institutions [e-publication].
ISSN=2342-5180. 2nd quarter 2020, Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.6.2020, EUR thousands . Helsinki: Statistics Finland [referred: 8.3.2021].
Access method: http://www.stat.fi/til/llai/2020/02/llai_2020_02_2020-10-15_tau_001_en.html