Home > Statistics > Financial statement statistics on credit institutions > 2021 > 1st quarter > Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 31.3.2021, EUR thousands

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 31.3.2021, EUR thousands

	1.1.- 31.3.2021
	Commercial banks	Foreign banks	,Co-operative banks total	Savings banks total	Banks total
Interest income	1 130 205	197 931	220 743	54 095	1 602 975
(Interest expenses)	341 303	59 452	3 685	3 536	407 975
NET INCOME FROM FINANCIAL OPERATIONS	788 903	138 480	217 059	50 559	1 195 001
(Expenses on share capital repayable on demand)	.. 1) 2)	..	..	..	..
Dividend income	11 765	..	4 872	..	18 527
Fee and comission income	704 944	140 343	147 779	38 752	1 031 818
(Fee and comission expenses)	158 725	20 855	9 818	4 421	193 819
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net	26 416	..	..	185	25 531
Gains or (-) losses on financial assets and liabilities held for trading, net	709 340	8 106	..	..	719 433
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net	109 320	..	..	6 389	117 848
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net	-260 882	..	-426	..	-261 308
Gains or (-) losses from hedge accounting, net	-9 791	..	..	-37	-9 567
Exchange differences [gain or (-) loss], net	-118 884	6 114	..	..	-112 685
Gains or (-) losses on derecognition of non-financial assets, net	..	..	..	112	..
Other operating income	134 875	23 650	18 569	7 926	185 020
(Other operating expenses)	24 331	4 713	49 037	6 928	85 008
TOTAL OPERATING INCOME, NET	1 912 961	290 865	333 152	94 109	2 631 087
(Administrative expenses)	940 611	160 690	210 660	46 130	1 358 091
of which: (Personnel expenses)	633 775	66 979	84 082	18 694	803 529
of which:( Other administrative expenses)	306 835	93 712	126 578	27 436	554 561
(Cash contributions to resolution funds and deposit guarantee schemes)	223 841	..	27 671	..	261 831
(Depreciation)	141 916	6 239	6 096	3 116	157 367
Gains or (-) losses caused by changes made, net	..	..	..	..	..
(Provisions or (-) reversal of provisions)	-7 170	1 749	20	300	-5 101
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss)	57 581	12 592	9 149	3 505	82 827
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates)	..	..	..	..	..
(Impairment or (-) reversal of impairment on non-financial assets)	2 272	..	-136	..	2 299
Negative goodwill recognised in profit or loss	..	..	..	..	..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates.	..	..	..	..	..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	..	..	..	..	..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS	1 012 720	115 469	79 692	32 318	1 240 198
(Tax expense or (-) income related to profit or loss from continuing operations)	147 311	16 409	19 729	11 409	194 859
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS	865 409	99 059	59 963	20 908	1 045 340
Profit or (-) loss after tax from discontinuing operations	.	.	.	.	.
PROFIT OR (-) LOSS FOR THE YEAR	865 409	99 059	59 963	20 908	1 045 340

1) .. No observations.
2) .. Data not available or too uncertain for presentation, or subject to secrecy.

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jukka-Pekka Pyylampi 029 551 3002, Heidi Lauttamäki 029 551 3029, rahoitusmarkkinat@stat.fi

Head of Department in charge: Katri Kaaja

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Updated 01.7.2021