Home > Statistics > Financial statement statistics on credit institutions > 2021 > 3rd quarter > Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.9.2021, EUR thousands

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.9.2021, EUR thousands

	1.1.- 30.9.2021
	Commercial banks	Foreign banks	,Co-operative banks total	Savings banks total	Banks total
Interest income	3 268 629	644 416	662 241	167 921	4 743 207
(Interest expenses)	886 016	229 126	1 278	11 052	1 127 472
NET INCOME FROM FINANCIAL OPERATIONS	2 382 613	415 289	660 962	156 869	3 615 734
(Expenses on share capital repayable on demand)	.. 1) 2)	..	..	..	..
Dividend income	24 040	..	199 839	..	229 513
Fee and comission income	2 137 914	431 251	400 160	124 508	3 093 832
(Fee and comission expenses)	486 014	63 261	34 534	14 855	598 664
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net	-28 821	..	..	646	-30 751
Gains or (-) losses on financial assets and liabilities held for trading, net	1 266 794	27 282	14 976	..	1 309 051
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net	320 173	..	..	13 554	337 394
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net	-546 390	..	-9 852	..	-556 285
Gains or (-) losses from hedge accounting, net	9 021	..	..	-36	9 777
Exchange differences [gain or (-) loss], net	25 606	12 625	-1	134	38 365
Gains or (-) losses on derecognition of non-financial assets, net	..	..	265	1 124	..
Other operating income	755 180	82 856	75 364	41 025	954 424
(Other operating expenses)	69 248	11 344	140 579	21 751	242 922
TOTAL OPERATING INCOME, NET	5 787 687	895 011	1 170 894	304 150	8 157 741
(Administrative expenses)	2 806 024	479 048	616 735	143 254	4 045 061
of which: (Personnel expenses)	1 925 559	199 947	247 864	56 550	2 429 919
of which:( Other administrative expenses)	880 465	279 102	368 871	86 704	1 615 141
(Cash contributions to resolution funds and deposit guarantee schemes)	267 839	..	32 849	..	317 131
(Depreciation)	434 740	18 756	17 357	9 570	480 424
Gains or (-) losses caused by changes made, net	..	..	..	..	..
(Provisions or (-) reversal of provisions)	-11 013	-9 919	55	-309	-21 186
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss)	9 653	40 493	38 565	6 259	94 970
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates)	..	..	..	..	..
(Impairment or (-) reversal of impairment on non-financial assets)	19 331	..	12 823	..	37 442
Negative goodwill recognised in profit or loss	..	..	..	..	..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates.	..	..	..	..	..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	..	..	..	..	..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS	2 732 073	375 883	452 509	129 498	3 689 963
(Tax expense or (-) income related to profit or loss from continuing operations)	545 806	67 830	57 118	48 556	719 310
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS	2 186 268	308 054	395 391	80 942	2 970 654
Profit or (-) loss after tax from discontinuing operations	.	.	.	.	.
PROFIT OR (-) LOSS FOR THE YEAR	2 186 268	308 054	395 391	80 942	2 970 654

1) .. No observations.
2) .. Data not available or too uncertain for presentation, or subject to secrecy.

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Leevi Suppanen 029 551 3087, Matias Hämäläinen 029 551 3737, rahoitusmarkkinat@stat.fi

Head of Department in charge: Katri Kaaja

---

Updated 16.12.2021