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6. Wealth, liabilities and income in 2009

Table 1. Household wealth, liabilities and income in 1994, 2004 and 2009, EUR per household

Wealth component	1994	2004	2009
1–6 Assets, total	86,960	158,970	192,060
1-2 Housing wealth, total	69,160	121,850	146,650
1 Dwellings	60,110	106,570	125,860
1.1 Dwelling (main residence)	53,720	91,560	108,130
1.2 Dwellings (investment)	6,390	15,000	17,740
2 Free-time residences	9,060	15,280	20,790
3 Vehicles	6,380	11,600	9,270
4-6 Financial assets	11,410	25,520	36,130
4 Deposits	8,770	12,290	15,390
5 Securities, total	2, 440	11,210	17,940
5.1 Listed shares and mutual funds	1,590	8,780	11,150
5.2 Other shares	210	1,900	6,510
5.3 Bonds and debentures	630	520	280
6 Voluntary pension insurance savings	210	2,020	2,800
Private liabilities, total	14,010	21,530	35,360
- Housing loans	11,190	17,950	26,980
- Consumer and other loans	2,820	3,580	8,380
Net wealth	72,940	137,440	156,690
Net wealth, % gross wealth	84	86	82
Disposable income	26,720	35,240	38,520
Disposable cash income	24,900	32,230	35,050
Gini-coefficients
- gross wealth	54.0	56.9	57.9
- net wealth	62.3	62.3	66.6
Sample size, population and average household size
Households in the sample	5,210	3,455	10,989
Households in the population	2,270,000	2,415,000	2,531,500
Average size of household	2.22	2.14	2.08

Source: Households' assets

Inquiries: Markku Säylä (09) 1734 3410, Veli-Matti Törmälehto (09) 1734 3680

Director in charge: Riitta Harala

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Updated 21.12.2011