Consumers most confident in over four years in June 2026

Consumer confidence in areas of residence and population groups

In June 2026, consumer confidence in the economy was strongest in Greater Helsinki (CCI 0.1) and weakest in Eastern Finland (-9.5). Of the socio-economic groups, upper-level salaried employees (2.5) and self-employed persons (2.0) were most optimistic. In June, unemployed people had very negative views concerning economic development (-16.1).

Women (-7.0) still described economic development as clearly gloomier in June than men did (-3.6). More detailed information is available in the figures and database tables.

Consumers' own and Finland's economy

Consumers' assessments about their own economy at present remained unchanged in June. By contrast, expectations concerning consumers’ own and especially Finland's economy improved clearly compared to May. Expectations concerning Finland's economy also improved in June compared to one year ago.

In June, consumers' views about their own economy at present were still very weak, while their expectations concerning their own and Finland's economy reached the long-term average level.

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Twenty-eight per cent of consumers thought in June that their own economy was worse at the time of the survey than one year ago. Twenty-five per cent of consumers considered their own economy better than one year earlier. Fewer consumers than earlier, or 59 per cent, thought in June that Finland’s economic situation is now weaker than one year earlier, and more than before, or 12 per cent, saw it as stronger.

In June, as many as over one-quarter of consumers, 27 per cent, believed that Finland’s economic situation would improve in the coming twelve months, while only one third, 33 per cent of them thought that our country’s economy would decline. In all, 28 per cent of consumers believed in June that their own economy would improve and 16 per cent of them feared it would weaken over the year.

Unemployment and its threat

Consumers' expectations concerning the development of the general unemployment situation in Finland improved clearly in June but were still fairly weak. Twenty per cent of consumers expected that unemployment would decrease over the next year, and only under one half, 47 per cent, believed it would increase.

Employed consumers reckoned in June that their personal threat of unemployment or lay-off was still very high. Only five per cent of employed persons believed that their personal threat had lessened and 27 per cent thought the risk had grown. On the other hand, 37 per cent of employed persons felt in June that they were not threatened by unemployment or temporary lay-off at all.

Consumer prices

In June, consumers' estimates of the inflation at the time of the survey and expectations concerning price changes in one year's time fell slightly.

Consumers estimated in June that consumer prices have risen by 4.8 per cent from June last year and would go up by 3.9 per cent over the next year. Altogether 58 per cent of consumers thought that consumer prices have risen much or fairly much over the year, and 59 per cent of them expected prices to rise at least at the same rate over the coming months as well.

Financial situation, saving and raising a loan

In June, the time was still regarded very poor – despite a slight recovery – for taking out a loan and unfavourable also for saving. Twenty-three per cent of consumers regarded the time favourable for raising a loan and 41 per cent considered saving worthwhile. However, intentions to raise a loan increased, and slightly more than usual were going to do so in June. Seventeen per cent of consumers were planning to raise a loan within one year.

Consumers' estimates about their own financial situation became fairly bright in June. Consumers estimated that their saving possibilities would be similar to usual in the coming months. In June, over one half or 58 per cent of consumers had been able to lay aside some money and 71 per cent believed they would be able to do so during the next 12 months.

Spending and intentions to make large purchases

Despite a slight improvement, the time in June was still considered very unfavourable for buying durable goods. Only 15 per cent of consumers thought the time was favourable for making expensive purchases.

Consumers’ intentions to spend money on durable goods in the next 12 months increased slightly in June but remained fairly low. In June, 13 per cent of consumers estimated that they would increase and 36 per cent would reduce their spending on durable goods over the next 12 months.

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In June, approximately as many consumers as usual considered buying a car during the next 12 months. Plans to buy a dwelling became more common, and they were now reported as much as the long-term average. Consumers were planning to renovate their dwelling less than usual in June.

In June, 14 per cent of consumers were either definitely or possibly going to buy a car during the next 12 months. Twelve per cent of consumers considered buying a dwelling or building a house. Sixteen per cent of consumers were planning to spend money on renovating their dwelling during the next 12 months.

Data set for the statistics

The Consumer Confidence Survey is carried out with a self-filled web questionnaire and by telephone interviews. Answers are mainly given by means of answer options.

In June 2026, a total of 1,197 persons participated in the Survey and the response rate was 55 per cent. The majority, 80 per cent, of the responses came from the web questionnaire.

The consumer confidence indicator (CCI) is the average of the balance figures of its components: own economy now, own economy in 12 months, Finland's economy in 12 months and own intentions to buy durable goods in the next 12 months.

EU results

The (seasonally adjusted) survey results concerning economic expectations for all EU countries are released monthly on the European Commission website.