Home > Statistics > Financial statement statistics on credit institutions > 2019 > 2nd quarter > Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.6.2019, EUR thousands

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.6.2019, EUR thousands

	1.1.- 30.6.2019
	Commercial banks	Foreign banks	Co-operative banks total	Savings banks total	Banks total
Interest income	3 254 663	331 537	452 047	105 425	4 143 671
(Interest expenses)	1 852 693	103 381	33 940	14 476	2 004 491
NET INCOME FROM FINANCIAL OPERATIONS	1 401 969	228 156	418 107	90 949	2 139 181
(Expenses on share capital repayable on demand)	..	..	..	..	..
Dividend income	32 398	..	265 542	..	310 846
Fee and comission income	1 368 835	240 507	256 694	63 683	1 929 719
(Fee and comission expenses)	355 320	58 892	31 563	9 882	455 658
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net	116 788	..	..	704	115 605
Gains or (-) losses on financial assets and liabilities held for trading, net	116 771	11 835	..	..	132 055
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net	709 959	..	..	32 478	748 224
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net	-594 658	..	-1 670	..	-596 342
Gains or (-) losses from hedge accounting, net	-9 969	..	..	-539	-10 514
Exchange differences [gain or (-) loss], net	197 525	5 072	..	..	202 611
Gains or (-) losses on derecognition of non-financial assets, net	..	-43	-54	217	..
Other operating income	237 264	49 014	32 420	12 603	331 302
(Other operating expenses)	46 169	7 420	95 599	27 755	176 943
TOTAL OPERATING INCOME, NET	3 174 851	471 917	852 991	169 905	4 669 664
(Administrative expenses)	2 187 556	271 441	400 950	85 976	2 945 923
of which: (Personnel expenses)	1 353 915	129 343	158 805	38 560	1 680 623
of which:( Other administrative expenses)	833 641	142 098	242 145	47 416	1 265 300
(Depreciation)	293 932	12 010	11 554	6 100	323 596
Gains or (-) losses caused by changes made, net	..	..	..	..	..
(Provisions or (-) reversal of provisions)	112 020	1 613	127	208	113 968
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss)	42 758	17 631	16 123	4 287	80 799
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates)	..	..	..	..	..
(Impairment or (-) reversal of impairment on non-financial assets)	8 879	..	1 305	..	10 875
Negative goodwill recognised in profit or loss	..	..	..	..	..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates.	..	..	..	..	..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	..	..	..	..	..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS	1 232 882	176 897	422 931	72 690	1 905 402
(Tax expense or (-) income related to profit or loss from continuing operations)	176 963	33 883	35 389	28 616	274 851
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS	1 055 919	143 014	387 543	44 075	1 630 551
Profit or (-) loss after tax from discontinuing operations	..	..	..	..	..
PROFIT OR (-) LOSS FOR THE YEAR	1 055 919	143 014	387 543	44 075	1 630 551

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jukka-Pekka Pyylampi 029 551 3002, Antti Suutari 029 551 3257, rahoitusmarkkinat@stat.fi

Director in charge: Ville Vertanen

---

Updated 11.10.2019