Home > Statistics > Financial statement statistics on credit institutions > 2019 > 3rd quarter > Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.9.2019, EUR thousands

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.9.2019, EUR thousands

	1.1.- 30.9.2019
	Commercial banks	Foreign banks	,Co-operative banks total	Savings banks total	Banks total
Interest income	4 770 734	505 416	671 942	158 184	6 106 277
(Interest expenses)	2 682 769	156 033	49 754	20 355	2 908 910
NET INCOME FROM FINANCIAL OPERATIONS	2 087 965	349 383	622 188	137 830	3 197 366
(Expenses on share capital repayable on demand)	..	..	..	..	..
Dividend income	32 689	..	261 565	..	307 325
Fee and comission income	2 029 325	372 098	364 372	96 971	2 862 766
(Fee and comission expenses)	520 226	89 586	47 101	14 909	671 821
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net	146 861	..	..	1 210	146 351
Gains or (-) losses on financial assets and liabilities held for trading, net	584 740	19 251	6 704	..	610 694
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net	883 747	..	..	36 228	928 191
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net	-724 916	..	-7 185	..	-732 131
Gains or (-) losses from hedge accounting, net	-16 010	..	..	-939	-16 895
Exchange differences [gain or (-) loss], net	-105 733	7 762	-16	192	-97 795
Gains or (-) losses on derecognition of non-financial assets, net	..	-26	..	638	..
Other operating income	379 136	80 870	46 051	14 946	521 003
(Other operating expenses)	61 415	11 278	127 278	38 113	238 083
TOTAL OPERATING INCOME, NET	4 715 627	731 582	1 128 014	241 764	6 816 987
(Administrative expenses)	3 175 841	416 484	585 598	121 642	4 299 566
of which: (Personnel expenses)	2 010 260	191 793	225 854	54 735	2 482 641
of which:( Other administrative expenses)	1 165 582	224 692	359 744	66 908	1 816 925
(Depreciation)	447 497	18 420	17 372	9 347	492 636
Gains or (-) losses caused by changes made, net	..	..	..	..	..
(Provisions or (-) reversal of provisions)	365 494	20 145	265	309	386 213
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss)	365 267	44 681	16 433	7 332	433 714
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates)	..	..	..	..	..
(Impairment or (-) reversal of impairment on non-financial assets)	716 703	..	2 030	..	719 568
Negative goodwill recognised in profit or loss	..	..	..	..	..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates.	..	..	..	..	..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	..	..	..	..	..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS	348 051	251 684	506 315	102 489	1 208 539
(Tax expense or (-) income related to profit or loss from continuing operations)	-14 739	44 325	53 781	38 875	122 241
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS	362 790	207 360	452 534	63 615	1 086 298
Profit or (-) loss after tax from discontinuing operations	..	..	..	..	..
PROFIT OR (-) LOSS FOR THE YEAR	362 790	207 360	452 534	63 615	1 086 298

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jukka-Pekka Pyylampi 029 551 3002, Heidi Lauttamäki 029 551 3029, rahoitusmarkkinat@stat.fi

Director in charge: Ville Vertanen

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Updated 18.12.2019