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Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 31.12.2020, EUR thousands

  1.1.- 31.12.2020
Commercial banks Foreign banks ,Co-operative banks total Savings banks total Banks total
Interest income 4 699 090 788 379 906 760 214 468 6 608 697
(Interest expenses) 1 638 058 262 488 49 317 18 086 1 967 949
NET INCOME FROM FINANCIAL OPERATIONS 3 061 032 525 891 857 443 196 382 4 640 748
(Expenses on share capital repayable on demand) .. 1) 2) .. .. .. ..
Dividend income 37 745 .. 267 781 .. 310 094
Fee and comission income 2 598 685 488 137 460 225 142 331 3 689 379
(Fee and comission expenses) 673 158 82 012 46 099 19 301 820 570
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net 66 860 .. .. 9 275 73 399
Gains or (-) losses on financial assets and liabilities held for trading, net 668 421 27 268 31 991 .. 727 846
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net 358 137 .. .. 19 251 375 615
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net -44 398 .. -28 309 .. -72 808
Gains or (-) losses from hedge accounting, net -49 835 .. .. 653 -48 120
Exchange differences [gain or (-) loss], net -46 075 12 631 78 -369 -33 736
Gains or (-) losses on derecognition of non-financial assets, net .. -391 -10 -3 573 ..
Other operating income 556 313 79 021 57 794 15 055 708 183
(Other operating expenses) 65 191 19 857 168 126 28 168 281 343
TOTAL OPERATING INCOME, NET 6 466 591 1 029 107 1 430 998 336 073 9 262 770
(Administrative expenses) 3 752 928 645 828 826 924 177 682 5 403 362
of which: (Personnel expenses) 2 499 442 269 578 323 596 71 512 3 164 127
of which:( Other administrative expenses) 1 253 486 376 250 503 329 106 170 2 239 235
(Cash contributions to resolution funds and deposit guarantee schemes) 251 851 .. 25 179 .. 292 320
(Depreciation) 553 841 25 016 22 679 13 739 615 275
Gains or (-) losses caused by changes made, net .. .. .. .. ..
(Provisions or (-) reversal of provisions) 136 398 .. .. 512 123 033
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss) 687 283 111 292 142 475 38 295 979 345
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates) .. .. .. .. ..
(Impairment or (-) reversal of impairment on non-financial assets) .. .. 20 812 1 693 74 077
Negative goodwill recognised in profit or loss .. .. .. .. ..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates. .. .. .. .. ..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations .. .. .. .. ..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS 2 604 711 282 508 392 929 95 958 3 376 106
(Tax expense or (-) income related to profit or loss from continuing operations) 511 643 43 922 26 656 34 809 617 030
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS 2 093 068 238 587 366 272 61 149 2 759 076
Profit or (-) loss after tax from discontinuing operations . . . . .
PROFIT OR (-) LOSS FOR THE YEAR 2 093 068 238 587 366 272 61 149 2 759 076
1) .. No observations.
2) .. Data not available or too uncertain for presentation, or subject to secrecy.

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jukka-Pekka Pyylampi 029 551 3002, Heidi Lauttamäki 029 551 3029, rahoitusmarkkinat@stat.fi

Head of Department in charge: Katri Kaaja


Updated 22.4.2021

Referencing instructions:

Official Statistics of Finland (OSF): Financial statement statistics on credit institutions [e-publication].
ISSN=2342-5180. 4th quarter 2020, Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 31.12.2020, EUR thousands . Helsinki: Statistics Finland [referred: 6.12.2024].
Access method: http://www.stat.fi/til/llai/2020/04/llai_2020_04_2021-04-22_tau_001_en.html