The concepts described on these pages are words and expressions used in statistics with a specific, limited meaning. In everyday speech the word may have a different meaning. In connection with each definition you can find information about which sets of statistics use the concept.

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Deposits are fixed-term or redeemable immediately on demand. They can be used to make payments, with no charges or limitations related to their use. Receivables in cash also belong to deposits. Information on interbank deposits needed for BOP purposes is derived from MFI balance sheet statistics. Interbank deposits are short-term by nature and large by volume and highly volatile.

As a result of the new statistical standards (ESA 2010), the line between deposits and loans changes so that there can no longer be loans between monetary financial institution (MFIs) - items previously recorded as loans between MFIs will now be recorded as deposits.

Validity of the definition

  • Valid until (31 December 2078)

Source organisation

  • IMF

Related concepts