The concepts described on these pages are words and expressions used in statistics with a specific, limited meaning. In everyday speech the word may have a different meaning. In connection with each definition you can find information about which sets of statistics use the concept.
If you are looking for statistical figures, go from the definition to the statistics page.
New credit
New euro and foreign currency denominated credit, including renewals of loans involving significant changes in loan terms (not including factors such as interest rate linkage, if other factors such as the loan period remain unchanged).
The concept of "new credit" used in the publication "Outstanding credit" includes purchases of bonds classified as investments (Cf. "Purchases").
Statistics using the definition
Validity of the definition
- Valid
Source organisation
- Tilastokeskus
The concept includes withdrawals of new credits and renewal of credits with substantially changed conditions.
Changes to interest rate tying alone do not constitute such changes if other conditions, such as the loan period, remain unchanged. Only the proportion exceeding the amount of the old loan is reported of loan renewals in which the total amount of credit exceeds the amount of the credit that is being renewed.
Lending portfolio purchases are not recorded as new credits.
New credits raised during the quarter from other loans (incl. repos).
Repos do not relate to lender sector VIP 1. Small loan companies.
Statistics using the definition
Validity of the definition
- Valid
Source organisation
- Tilastokeskus
Jaa