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Published: 21 December 2011

Differences in wealth increased slightly by indebtedness

In 2009, the average gross wealth of households amounted to EUR 192,000 and net wealth was EUR 157,000 per household. In real terms, gross wealth had increased by one fifth (21%) from the time of the previous survey in 2004, while net wealth had increased by 14 per cent in this period. The trend of indebtedness has widened the difference between gross and net wealth in recent years. This is indicated by the Household Wealth Survey 2009 of Statistics Finland.

Gross and net wealth of households in 1987–2009, EUR per household

Indebtedness is also reflected in the trend of relative differences in wealth. Relative differences in gross wealth have remained almost unchanged compared to 2004, whereas differences in net wealth have increased somewhat. The so-called Gini coefficient, which describes wealth differences in a single figure, remained almost unchanged from 2004 to 2009 when looking at gross wealth, but the coefficient for net wealth went up by approximately four percentage points to 66.6 per cent. Gini-coefficient takes the value 100 if one household has all the wealth and value 0 if all households have equal amount of wealth.

Source: Households' assets

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Director in charge: Riitta Harala

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Updated 21.12.2011