Final consumption expenditure of households includes all goods and services acquired by the household from Finland and abroad for its private consumption during the survey period, including own and received gardening and collected products and imputed housing expenditure. Repayment of housing and consumption loans is not included in consumption expenditure. Consumption expenditure does not either contain direct taxes, investments (e.g., purchase of a dwelling), expenditure of business activities. The consumption concept does not include benefits gained from households' use of public welfare services (e.g., health care and education).

Households' final consumption expenditure is formed as follows:

+ purchases of consumption goods and services
+ own products (agricultural, gardening and collected products)
+ imputed dwelling income from an owner-occupied dwelling and a dwelling provided as a benefit in kind
+ current transfers comparable to consumption (e.g., church tax and labour union membership fees and interest on consumption loans)
= total consumption expenditure

Starting from the statistical reference year 2022, goods and services received are not included in final consumption expenditure.